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Calculations have been made that if the national pension is operated as it is now, the fund will be exhausted in 2055, 32 years later.

The trend of rapidly declining birth rate and aging population continues, and it is two years earlier than when it was calculated five years ago.



This is reporter Shin Yong-sik's report.



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As a result of estimating the pension's financial balance for the next 70 years, the National Pension Service's financial estimation specialist revealed that it would turn into a deficit in 2041 and be depleted by 2055.



Compared to the 4th estimate five years ago, the deficit conversion was moved forward by one year, and the point of depletion was moved forward by two years.



In the aftermath of the low birth rate, the number of subscribers who will pay is decreasing, and the number of people who will receive is increasing due to the aging population, but slow economic growth will accelerate depletion.



We also presented the necessary insurance premium rates to delay the point of pension depletion.



Similar to the method in the US and Japan, if you aim for a '1x accumulation multiplier' in 2093, 70 years from now, the amount of pension to be paid for that year will be held as a reserve fund, and the required insurance premium rate is 17.86%.



If you increase the accumulation multiplier to 2x or 5x, the required premium rate will also increase.



Considering that the current insurance premium rate has been frozen at 9% for 25 years, it means that the depletion period can be delayed only by doubling the insurance premium two years later.



[Jeon Byung-mok/Chief of National Pension Financial Estimation Specialist: I think the remaining task is to find out how much responsibility you should have for your retirement income and to find a level that can be socially agreed upon.]



The Private Advisory Committee of the National Assembly Pension Special Committee plans to prepare a draft reform bill by the end of this month based on the estimated results.



It is also of interest to include reform plans for occupational pensions such as civil servants and military pensions.



[Kim Yong-ha/Chief of the National Assembly Pension Special Committee Private Advisory Committee: I think it is necessary to review how occupational pensions such as public pension should proceed.]



The National Assembly Pension Special Committee collects public opinions and discusses reform plans by April, and the government We plan to present a final reform bill at the end of the month.



(Video coverage: Park Young-il, video editing: Choi Eun-jin, CG: Eom So-min)