Occupational disability insurance is expensive - and there are often disputes about the payout. However, you should still take out a policy if possible.

Because it protects you from one of life's greatest risks. The loss of your own job will probably cost you more than a million euros. Every month you're probably missing more than 1,000 euros from your pocket, even if you take into account the social benefits you receive. Mental illnesses are increasingly causing people to no longer be able to do their jobs.