China News Service, Beijing, March 25 (Xinhua) The official account of the social platform of the National Medical Insurance Administration of China released on the 25th the head of the relevant department of the National Medical Insurance Administration answering reporters' questions about residents' medical insurance participation. The person in charge said that one should not simply look at the increase in payment standards. Behind the rise in medical insurance financing standards is a greater improvement in the level of medical insurance services.
In 2023, the individual payment standard for medical insurance for urban and rural residents in China is 380 yuan (RMB, the same below). Some people believe that compared with the payment standard of 10 yuan per person when the "New Rural Cooperative Medical System" was established in 2003, the current payment standard for resident medical insurance has increased too fast. The person in charge pointed out that we should not simply look at the increase in payment standards, but should look at what the increase of 370 yuan has brought to the people. Behind the rise in medical insurance financing standards is a greater improvement in the level of medical insurance services.
Specifically, the person in charge said that after the increase in medical insurance financing standards, the scope of protection for the people has been significantly expanded. In the early days of the establishment of the "New Rural Cooperative Medical System" in 2003, there were only more than 300 types of reimbursable drugs. Drugs for the treatment of cancer and rare diseases were almost not reimbursable, and treatment options for patients with serious illnesses were very limited. At present, China's medical insurance drug catalog contains 3,088 types of drugs, covering more than 90% of the drug consumption in public medical institutions, including 74 types of tumor-targeted drugs and more than 80 types of rare disease drugs. In particular, many new and good drugs can be included in the medical insurance catalog in accordance with regulations soon after they are launched in China.
The person in charge pointed out that various modern medical examination, diagnosis and treatment technologies are more accessible. The medical examinations, diagnosis and treatment methods that patients enjoy are making great strides in the direction of digitization, intelligence, and precision. High-tech equipment such as color ultrasound, CT, and MRI are rapidly becoming popular. Painless surgery, minimally invasive surgery, and other diagnosis and treatment methods that were previously high and out of reach Technology has become increasingly popular and has been included in the scope of medical insurance reimbursement, and the majority of insured patients have enjoyed better medical services.
The person in charge said that the proportion of people's medical reimbursement has increased significantly. At present, the reimbursement ratio for hospitalization expenses within the policy scope of China's residents' medical insurance remains at around 70%. The burden of medical treatment on the people has been significantly reduced, which will inevitably lead to the improvement of medical insurance financing standards. At the same time, China's population is aging, people's medical needs are rising, and medical consumption levels are rising. It is also necessary to strengthen the raising of medical insurance funds to provide stable and sustainable protection for the people.
The person in charge also mentioned that after the increase in medical insurance financing standards, the level of service capabilities for the people has been improved by leaps and bounds. In the past 20 years, although the per capita financing standard for resident medical insurance has increased by 370 yuan, the benefits brought to the people by the improvement of medical security levels and services are far beyond the measurable 370 yuan. With the strong support of the continuously improving medical insurance system, the demand for medical treatment among residents across the country has been rapidly released, and the health level has been significantly improved. (over)