China News Service, Beijing, March 8 (Liu Yang) The "Opinions on Further Optimizing Payment Services and Improving Payment Convenience" issued by the General Office of the State Council of China was released on the 7th.

In online interviews with reporters from China News Service, many foreigners expressed their expectations for the implementation of optimized payment services, believing that this move would make it more convenient for foreigners to work, study and travel in China.

　　Wang Ya, a Chinese-Swedish doctor, told reporters that payment inconvenience is a pain point for overseas Chinese when they return to their hometowns for consumption.

The penetration rate of mobile payment in China is very high, and many merchants no longer prepare cash to provide change.

When she returned to Shanxi to visit relatives, Wang Ya wanted to eat a bowl of noodles at a roadside stall. Since there was no mobile payment software such as Alipay, and the merchant could not find her 100 yuan (RMB, the same below), Wang Ya had to give up.

　　After learning that commercial banks will promote the provision of "coin purse" services, Wang Ya said that for overseas Chinese who occasionally return to their hometowns for visits, this measure will alleviate the embarrassment caused by inconvenient payment during daily consumption and reduce the number of return trips. Township preparations.

In addition, "coin purses" can also help small businesses receive more customers.

　　It is reported that the People's Bank of China requires all commercial banks to provide "coin wallet" services. For example, a wallet worth 300 yuan is full of change, which can be exchanged by taxi drivers or restaurant owners.

Bank of China will coordinate multiple channels such as branches, self-service equipment, and exchange points to expand the scope of RMB coin purses and equip them with small-denomination cash such as 10 yuan, 5 yuan, and 1 yuan to facilitate foreigners' access.

　　“Many foreign friends also want to try the snacks from roadside stalls, or go to the farmer’s market to buy food or souvenirs. However, these small shops cannot use foreign bank cards to pay. For foreign friends who do not have mobile payment software, they can use It's quite convenient to bring some change." Fabio, an Italian who has lived in China for more than 20 years, believes that promoting the "coin purse" service not only facilitates merchants to find change, but also takes into account foreigners' cash payment habits.

　　Fabio also mentioned that when binding foreign bank cards with software such as Alipay and WeChat, the identity authentication procedures are complicated and difficult for foreigners to complete alone.

Without effective mobile payment methods, it is also difficult for them to use services such as online ride-hailing.

"Outsourcing and internal use" will effectively solve this problem and provide foreign tourists in China with a better travel experience.

　　In addition to breaking down barriers to mobile payments, the People's Bank of China has also guided major payment institutions such as Alipay and Tenpay to increase the single transaction limit for foreigners using mobile payments from US$1,000 to US$5,000, and the annual cumulative transaction limit from US$10,000. Raised to $50,000.

　　Lin Weibin, a Panamanian Chinese, said that China has a wide variety of commodities and many foreign tourists are interested in China's high-tech products.

The increase in transaction limits allows tourists to "buy happily and play happily."

　　"The optimization of payment services will help increase the willingness of Chinese businessmen to conduct business inspections in China and promote economic exchanges and cooperation. We look forward to the implementation of convenient measures such as 'outsourcing and internal use'." Lin Weibin said.

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