Guangzhou's financial industry sets out goals and takes practical measures to prepare for the "Five Big Articles"
Strive to create Guangzhou-Shenzhen Science and Technology Innovation Financial Reform Pilot Zone
Strive to strive for the proportion of high-tech enterprises and specialized new enterprises in newly listed companies to exceed 50%; promote the construction of climate change investment and financing pilot projects in Nansha; strive for the total amount of inclusive loans under the inclusive mechanism to exceed 200 billion yuan... February 22 On the same day, the Financial Branch of the Guangzhou High-Quality Development Conference was held in Guangzhou.
Qiu Yitong, Secretary of the Party Leadership Group and Director of the Guangzhou Local Financial Supervision and Administration Bureau, emphasized that it is a major opportunity and glorious mission for Guangzhou’s financial industry to take the forefront and take the lead in promoting high-quality development in Guangzhou. In 2024, Guangzhou’s financial industry will do a good job in the “five major articles of finance” ”, empowering Guangzhou’s high-quality development.
At the meeting, a number of Guangzhou financial institutions set goals and put forward practical measures to allow more financial resources to serve important areas and weak links in the development of the real economy such as technological innovation, green development, and "millions of projects", thus creating a high-level economic foundation for Guangzhou. Provide strong support for quality development.
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Technology Finance: Encourage financial institutions to establish technology finance specialized institutions
Technology finance ranks first among the five major articles, and its importance is highlighted.
Qiu Yitong said that Guangzhou's financial industry will strive to create Guangzhou-Shenzhen science and technology innovation by increasing the supply of indirect financing, accelerating the cultivation of technology companies to go public, strengthening venture capital support, encouraging technology companies to innovatively use various financing tools, improving diversified technology financial services Financial reform pilot zones, etc., and make great contributions to science and technology finance.
In terms of improving the supply of indirect financing, financial institutions are encouraged to establish specialized institutions for science and technology finance, and platforms such as "Yuexinrong", "Small and Medium-sized Finance" and "Xinyidai" are supported in setting up special science and technology innovation zones.
In terms of accelerating the cultivation of technology companies for listing, we strive to strive to account for more than 50% of new listed companies in terms of high-tech enterprises and specialized new enterprises.
In order to strengthen venture capital support, promote the establishment of science and technology innovation funds and scientific and technological achievements transformation funds.
In addition, we will improve diversified technological financial services and promote the innovative development of intellectual property securitization.
It also actively strives for the pilot of the National Science and Technology Innovation Financial Pilot Zone, promotes the establishment of science and technology financial service platforms in relevant districts, and cultivates and incubates high-quality science and technology enterprises.
Xiong Tao, President of the Guangzhou Branch of the Industrial and Commercial Bank of China, said that he will launch exclusive measures to ensure that the financing balance of scientific and technological innovation enterprises by the end of the year will exceed 100 billion and the number of services will exceed 10,000 households. He will adhere to credit first and increase the vitality of key areas such as "car display core medicine" support.
"The development of science and technology finance of Bank of China Guangzhou in the past ten years has benefited from the efficient operation of the technology risk sharing mechanism." Feng Bozhong, President of Bank of China Guangzhou Branch, said that with the superimposed support of the city pool and district pool, the bank has provided a total of 71.8 billion yuan in credit.
Nie Linkun, chairman of Guangzhou Financial Holding Group, said that he will give full play to the role of "chain owner" and make good use of the advantages of "three ones" (a group of funds, an alliance and a group of partners) to expand the "fund group" effect and help Guangzhou accelerate cultivation New productivity.
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Green Finance: Promote the construction of climate change investment and financing pilot projects in Nansha
Green is the foundation for high-quality development.
Qiu Yitong introduced that in order to do a good job in green finance, we will strive to create a green finance reform and innovation demonstration zone, strengthen the construction of key platforms, promote the coordinated development of green finance and inclusive finance, and deepen green finance cooperation.
Among them, we will continue to promote green financial reform and innovation and seek support from relevant national ministries and commissions; promote the formulation of Guangzhou green finance regulations; and accelerate the introduction and implementation of green finance action plans to support carbon peaking.
In addition, we will fully support the Guangzhou Futures Exchange in promoting research on carbon futures varieties.
We will vigorously develop green insurance and continue to do a good job in green bonds.
Promote the construction of corporate “carbon accounts + carbon credits” and personal carbon inclusive systems.
Promote the construction of climate change investment and financing pilot projects in Nansha.
In order to create a highland for the innovative development of green finance, Mi Jinxiang, President of China Construction Bank Guangzhou Branch, said that the bank is preparing to build an asset management center in the Guangzhou Nansha Free Trade Zone, accelerate innovation in the field of climate financial instruments such as climate bonds and climate funds, and work with the government to establish a " "Climate Investment and Financing Fund" and innovatively issued Guangdong's first "green climate loan".
Xiao Ruiyan, President of the Bank of Guangzhou, said that this year the bank will strive to exceed 75 billion yuan in green financial financing, focus on green finance for large public projects, and promote the integration of inclusive benefits, rural revitalization, cross-border, investment banking, retail and green finance. Research green financial products and service solutions in different scenarios to vigorously support the real economy.
"A cross-regional coordination mechanism for 'decarbonization' finance can be established in Guangzhou, such as establishing a cross-regional committee to better strengthen communication and cooperation in Guangzhou." Wei Xing, President of Standard Chartered Bank (China) Guangzhou Branch, suggested, Financial institutions and enterprises in Guangzhou should be encouraged to set scientific net-zero goals. At the same time, financial instruments related to transformation should be developed to expand the scale of financing, better mobilize private capital, and expand capital flows.
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Inclusive Finance: Strive for the total amount of inclusive loans under the inclusive mechanism to exceed 200 billion yuan
Inclusive finance is related to people’s livelihood and well-being.
Qiu Yitong said that in order to do a good job in inclusive finance, we will improve the "Inclusive Mechanism+" system, give play to the active role of local financial organizations, focus on the "Hundreds and Thousands of Projects" of financial services and rural revitalization work, and continue to implement the "Golden Bridge" docking of industry and finance. Project" and give full play to the role of each financial functional area.
"Strive for the total amount of inclusive loans under the inclusive mechanism to exceed 200 billion yuan." Qiu Yitong said that the inclusive loan risk compensation mechanism will be implemented in depth and the inclusive mechanism will play a linkage role with the insurance institution co-insurance body and the government financing guarantee system.
In addition, the digital transformation of small loans and pawn industries will be promoted, and the construction of government financing guarantee systems and risk-sharing mechanisms will be promoted.
"In 2024, it is planned to issue more than 100 billion yuan in inclusive loans to promote the construction of a financially strong city with high-quality financial supply." Li Dalong, president of the Guangzhou Branch of the Agricultural Bank of China, emphasized that the "hundred-to-million project" will be highlighted and the innovative launch of self-service recyclable Online loans for farmers meet the financing needs of multiple scenarios, and we strive to provide farmers with loans of nearly 10 billion yuan throughout the year.
Huang Zhongping, deputy general manager of the Business Department of the Guangdong Branch of the Agricultural Development Bank of China, said that in 2024, focusing on serving the transformation of urban villages, food security, and comprehensive land consolidation in the entire region, no less than 20 billion yuan will be invested throughout the year to provide "hundred-year support for agriculture" loans. Ten million projects”.
Deng Xiaoyun, president of Guangzhou Rural Commercial Bank, said that it will strive to increase its asset size by 5% and various loans by 7.6% in 2024, and achieve double-digit growth in inclusive small and micro businesses, manufacturing, and agriculture-related loans.
Among them, we will give full play to the advantages of rural financial services and promote the "Hundreds and Thousands of Projects" as the top priority.
We will fully support key projects, carry out in-depth specialized services, based on the industrial characteristics and resource endowments of each district, deepen the construction of credit profiles such as land rights confirmation and agricultural orders, and create a "agricultural business model" that serves local conditions according to local conditions.
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Pension finance: Enriching the pension financial product supply system
Elderly care services are a major livelihood project.
Qiu Yitong introduced that in order to do a good job in pension finance, we will enrich the pension financial product supply system, increase support for the construction of elderly care service facilities and silver economic industry projects, support financial institutions to improve their comprehensive capabilities in elderly care services, and strengthen pension financial investor education and Risk prevention publicity.
"Home-based elderly care is still the mainstream elderly care demand model in the Guangzhou market." Zhu Jieyong, general manager of PICC Guangzhou Branch, said that he will strengthen cooperation with local communication operators and elderly care institutions to improve "community elderly care + digital communication + financial insurance" The innovative model will create a market-oriented, industrialized and standardized elderly care service system and elderly care industry ecology of "Internet connection, Internet of things and service connection", and promote the community home-based elderly care model from "finding people through services" to "triggering on demand" Transform to meet the elderly care needs of more elderly people in Guangzhou.
Zhang Yanguo, general manager of China Life Guangzhou Branch, mentioned that he will continue to explore and build an "insurance + elderly care service" model that focuses on institutional elderly care in "city centers" and is supplemented by institutional elderly care in suburban areas, home elderly care and community elderly care, and will accelerate the development of Guangdong, Hong Kong and Macao. Layout of senior care projects in the Greater Bay Area.
"Our company has currently officially established cooperation with Guangzhou Yuexiu Health Care and has reached an acquisition intention with a mature mid-to-high-end senior care community. This year, we will continue to promote all units within the group to accelerate the layout and construction of 'city center' senior care institutions, and create a Guangzhou Healthy and healthy ecological system." Zhang Yanguo said.
Lin Deming, Vice President of China Guangfa Bank, said that in the future, we will focus on promoting the expansion and improvement of pension finance, optimizing the supply of pension financial services, and creating a closed loop of the pension finance ecosystem.
Among them, it will provide full life cycle elderly care services in ten scenarios of "clothing, food, housing, transportation, wealth, health, happiness, and security". In particular, it will leverage China Life's comprehensive financial advantages to smoothly connect pension collection and use with elderly care services, and connect various health care and Elderly care entity services form a unique elderly care ecosystem.
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Digital Finance: Accelerate the construction of Guangdong Digital Financial Industrial Park
The digital economy is an important driving force for high-quality development.
Qiu Yitong mentioned that in order to do a good job in digital finance, we will strengthen policy support for digital financial development, continue to consolidate the foundation of the digital financial industry layout, actively promote the construction of digital financial infrastructure, vigorously promote the construction of the digital financial ecosystem, innovatively create Guangzhou’s digital financial business card and further Promote the construction of digital RMB application scenarios.
Among them, several measures to support the development of digital finance in Guangzhou will be studied and formulated and incorporated into the "1+N" policy system for the high-quality development of Guangzhou's financial industry.
Cultivate and develop financial technology enterprises and support financial institutions in setting up financial technology subsidiaries in Guangzhou; strive for institutions directly managed by the central financial management department, leading financial institutions, large technology companies, etc. to establish digital financial facilities in Guangzhou; accelerate the promotion of the Guangdong Digital Financial Industrial Park construction.
In addition, the construction of digital financial demonstration business districts will be promoted; digital RMB cross-border commercial payment and settlement application scenarios will be innovatively promoted in areas where overseas people gather.
"From mobile payments, online lending to smart investment advisory, digital financial products and services have penetrated into people's daily lives." Wang Lihua, Chief Technology Officer of Financial Technology of Guangdian Express Group Co., Ltd. pointed out that the capabilities required to build a digital financial benchmark city are We need to start with infrastructure construction, financial technology innovation and financial ecological optimization.
Huang Hai, deputy president of the Guangdong Branch of the Bank of Communications, mentioned that the bank has strengthened the application of digital finance in the industrial chain, cross-border services and other fields to improve the quality and efficiency of scenario-based, intelligent and batch financial services.
Based on industry first and manufacturing as a city, we will upgrade online products such as "BoCom Digital Loan" and "Guangdong Chain Integration" to help the transformation and upgrading of the manufacturing industry and serve Guangzhou to build a strategic industrial cluster.
In 2023, the bank's loans to manufacturing, industrial chain, and technology-based enterprises in Guangzhou will all maintain double-digit growth.
In the future, we will create a digital financial benchmark city around Guangzhou, continue to deepen the application of digital financial innovation results, and comprehensively support high-quality economic and social development supported by new productive forces.
Text/Guangzhou Daily all-media reporters Wang Chuhan and Xia Ming