“The initiative is long-awaited, the mechanisms of the credit bacchanalia have long required adjustment and have been used with all their might by scammers. The mechanism for implementing the new law and the availability of self-prohibition are especially relevant now. It is assumed that to establish a self-ban, it will be enough to submit an application through the MFC or State Services, indicating your Taxpayer Identification Number,” the expert said.
According to him, it is important that state information resources are ready to comply with the requirements of the law, and banks certainly comply with self-restraints.
“I hope that scammers will not immediately find a way to bypass this important preventive measure that can save money, nerves and the health of our citizens,” concluded RT’s interlocutor.
Earlier, the State Duma of Russia adopted in the second and third readings a law giving citizens the right to establish in their credit history a ban on the issuance of loans by credit and microfinance organizations (MFOs).