The revised Health Insurance Act, which includes an increase in the maximum amount of insurance premiums for the Medical Care System for the Advanced Elderly, was approved and enacted by a majority vote at a plenary session of the House of Councillors.
Revised laws such as the Health Insurance Act are intended to gradually raise the maximum amount of insurance premiums in order to divert funds for the lump-sum childbirth and childcare allowance from the Medical Care System for the Advanced Elderly, which is attended by people aged 75 and over.
In addition, in order to reduce the burden on households raising children, the bill also includes the establishment of a measure to exempt self-employed people from the National Health Insurance premiums paid by women who are enrolled in the National Health Insurance for four months before and after childbirth, starting in January next year.
As a result of the vote at the plenary session of the House of Councillors on the 1th, the revised law was approved and enacted with a majority of the Liberal Democratic Party, the New Komeito Party, and the Democratic Party for the People.
In response to the enactment, the government plans to raise the upper limit of premiums for the Medical Care System for the Advanced Elderly from the current 4,12 yen to 66,2024 yen in fiscal 73 and 2025,80 yen in fiscal 2, and is expected to increase premiums for about 4% of all subscribers over two years.
Amended Act: Who is subject to the premium increase?
Approximately 75.1890 million people aged 2 and over are enrolled in the Medical Care System for the Advanced Elderly.
With the enactment of the revised Health Insurance Act, insurance premiums are expected to increase over the next two years for 4% of all people with relatively high incomes.
, the government plans to target people
with an annual income of more than 2024.211 million yen from FY2025 and those with an annual income of more than 153.50 million yen from FY2024.
Part of the increased insurance premiums will be used to finance the lump-sum birth and childcare allowance, which was increased to 2025,3 yen from last month.
Until now, most lump-sum payments have been covered by premiums for the working generation, but in fiscal 5 and fiscal 2026, the Medical Care System for the Advanced Elderly will also bear <>.<>% of the total.
The burden rate from fiscal <> onwards will be set again.