"Absolutely, it's getting us closer now," he told CBS News.

According to Kashkari, it is not yet known whether the current difficulties will cause a large-scale collapse of lending and how much they will affect the country's economy. At the same time, he admitted that the banking regulator is "not perfect" and makes mistakes.

"I'm not saying that all the stress is behind us. I expect this process to take time," Kashkari said.

He added that the U.S. banking system still faces fundamental and regulatory difficulties.

In late January, the head of the US Treasury, Janet Yellen, said that a default in the United States would lead to a catastrophe.

According to her, following a possible default, the US economy will face a "spiraling" recession, and at the same time with a financial crisis.

Earlier, the former vice president of the financial corporation Lehman Brothers Lawrence McDonald said that the risk of recession in the US economy is inevitable, it is worth waiting for a decline in GDP.