During the first half of 2022, lending increased by 25 percent to SEK 526 million.
This is more than ever before in the bank's history.
- We have never had as much lending as now and the increase has been exceptionally fast, says Peter Sundström.
Loans increased by 18 percent during the first half of the year.
In June alone, lending increased by 37 percent compared to June 2021.
- We have seen that the number of customers is increasing.
The need to borrow is precise and direct, you want a short loan to be able to pay bills, says Sundström.
High inflation comes into play
He believes that the increase can partly also be explained by an increased desire to consume more after the pandemic.
- But it is also an effect of cost inflation, we are all standing at the till and noticing increased electricity prices, petrol prices and food prices, he says.
The tougher financial situation is not yet reflected in the number of mortgages that are collected.
On the contrary, the maturity percentage, i.e. the share of mortgages that are sold at auction, has decreased from 14 percent in 2021 to 13 percent in 2022. This means that approximately 87 percent of all loans provided are collected.
See the experts' tips below on how you can keep the economy in check during high inflation.
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The experts' tip: You shouldn't do this during high inflation