China News Service, June 7. According to the website of the Beijing Housing Provident Fund Management Center, the Beijing Housing Provident Fund Management Center issued the "Notice on the Implementation of the Phased Support Policy of Housing Provident Fund" (hereinafter referred to as the "Notice") on the 7th.
It is clarified that units affected by the new crown pneumonia epidemic can apply for a deferral of housing provident fund payment through the online business platform of housing provident fund units, and should make supplementary payments after the expiration.
During this period, the employees who pay and deposit will normally withdraw and apply for personal housing loans from housing provident funds, and will not be affected by the delay in payment.
The "Notice" stated that in order to further increase the relief efforts of housing provident funds for enterprises and help enterprises and depositors affected by the epidemic to tide over the difficulties together, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China "On the Implementation of Housing Provident Fund" Notice of Provident Fund Phased Support Policies" (Jianjin [2022] No. 45) and "Notice of the Beijing Municipal People's Government on Printing and Distributing the <Implementation Plan for Coordinated Epidemic Prevention and Control and Stabilizing Economic Growth in Beijing>" (Jingzhengfa [2022] 23), the relevant matters are hereby notified as follows:
Units affected by the new crown pneumonia epidemic can apply for a deferral of housing provident fund payment through the online business platform of housing provident fund units, and make up the payment after the expiration date.
During this period, the employees who pay and deposit will normally withdraw and apply for personal housing loans from housing provident funds, and will not be affected by the delay in payment.
In order to better meet the actual needs of rent payment, if the depositor does not own a house and rents a commercial house in the administrative area of Beijing, and provides the rental invoice truthfully, the rent withdrawal amount is determined by the amount of rent actually paid by the depositor. Subject to the monthly deposit amount of the depositor.
If the rent exceeds the reasonable level of the rental area, the audit should be strengthened to prevent risks.
Affected by the new crown pneumonia epidemic, if the borrower is unable to repay the housing provident fund personal housing loan normally, it will not be processed as overdue, no penalty interest will be charged, and it will not be reported to the credit reporting department as an overdue record.
Continue to improve the efficiency of convenience services.
Further promote self-service handling and full online handling, and add external service telephones to help the masses with online handling, business consultation, explanation and communication. To meet the needs of handling affairs, reduce the number of people handling affairs in the business service hall to prevent the risk of epidemic transmission.
The implementation time limit of the "Notice" is tentatively set to December 31, 2022.
The Beijing Housing Provident Fund Management Center shall refer to the sub-centers of the organs directly under the Central Committee of the Communist Party of China, the sub-centers of the central state organs, and the Beijing Railway Sub-centers.