Investment funds: a good option for small savers

BY EU STUDIO

Updated Tuesday, May 24, 2022-10:40

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Until a few years ago, financial investments seemed reserved for a few, but the truth is that, today, anyone can start doing it from very small amounts.

Although first of all, "it is important to remember that we should only invest those savings that we do not need in our day to day or for unforeseen events," warns the finance expert

in

.

Although it is impossible to guarantee that there is no risk, we can minimize it, for example, by diversifying, that is, making several investments instead of just one.

This way, if one goes bad, the others can make up for that loss.

But doing this individually can be very complex, so a good alternative is to opt for

, which bring together the money of small savers and invest it together.

In this way, "you are buying the proportional part of all the fund's investments and you ensure adequate diversification," says the expert, "it is a good option to start investing little by little."

To identify which type of fund is best for us, the financial advises us to establish what our vital objectives are and, consequently, our economic ones.

to assess our risk profile and, based on that, choose between funds that have an adequate risk profile for us," explains De Santiago.

Each fund has different levels of risk and returns, but "there is so much variety that it is unlikely that we will not find a fund that suits our needs."

Improve financial culture

CaixaBank resumes the digital financial culture program

with new chapters and protagonists and with the addition of a new finance expert Natalia de Santiago, who joins the professor at Pompeu Fabra University Barcelona School of Management,

, to bring key concepts on financial culture in a close, neutral and didactic way.

The first known face interviewed by Helena Resano this season is

.

The actress of

knows well that to achieve our goals it is necessary to invest a lot of energy and effort to overcome any obstacle that comes our way.

Decision, attitude and perseverance have been key to achieving her dream of being an actress and continuing to grow in her life goals.

You can see the full interview here.

Along with the

program , CaixaBank has created

, through which it disseminates all the basic financial concepts linked to the most frequent vital projects of the population.

All the face-to-face activities to improve knowledge of financial education in Spain that the entity has historically promoted have been complemented with digital content and audiovisual resources, which can be accessed free of charge through caixabank.com/muchopor Hace, located within the global portal of the entity.

Made by UE Studio

This text has been developed by UE Studio, a creative branded content and content marketing firm from Unidad Editorial, for CAIXABANK.

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