Fixed rate or variable rate: the dilemma of mortgages in the face of rising rates

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The fervor to buy a house and the next rate hike by the European Central Bank is accelerating the real estate market.

The rate hike will still take a few months, but the

, which is the index to which most variable mortgages in Spain are referenced, has been climbing for several weeks and in April it entered positive territory.

In this context, many of you ask us if it is better to opt for a fixed-rate or a variable-rate mortgage.

And this week we try to clarify that dilemma with

, Director of Studies and Spokesperson for

.

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