Chinanews.com, May 11. According to the website of the Ministry of Public Security, on the 11th, the Ministry of Public Security announced five types of high-incidence telecommunications network fraud cases, including fraudulent rebate fraud, false investment and wealth management fraud, false online loan fraud, and impersonation of customer service. Fraud, impersonation of public security and legal fraud.

　　At present, the situation of telecommunication and network fraud crimes is severe, and it has become the type of crime with the most cases, the fastest rise, the widest coverage, and the strongest response from the people. The five types of fraud in the Public Prosecution Law account for nearly 80% of the cases, making them the five most prominent high-incidence cases. Among them, the rate of fraudulent rebate fraud is the highest, accounting for about one-third of the total number of cases; fraudulent investment and wealth management fraud The amount involved is the largest, accounting for about one-third of all the funds involved.

　　1. Rebate fraud

　　Due to the short rebate cycle and high success rate of attracting traffic, the fraudulent rebate fraud has gradually evolved into the current type of fraud with the most variants and the fastest changes, and has been "integrated" with other telecommunication network fraud methods to become the main method of telecommunication network fraud.

The main criminal methods of fraudsters are: the first step, early drainage.

Publish part-time advertisements through webpages, text messages, social software, short video platforms and other channels, under the banner of "staying at home, high commissions", or using pornographic content and free gifts as bait, recruiting "swiping customers" and "points" "Praiser" and "Promoter", once a victim is "hooked", he will be pulled into the "task" chat group.

The second step is a small rebate.

After joining the chat group, the fraudsters will let the victim receive a "novice task" in the group. The "task" is mainly to increase the transaction volume and credibility of platform merchants and online stores, pay attention to relevant public accounts and accounts, and like short videos. Comments, brush fans, etc.

After the victim completes the "novice task", the scammer will quickly return a small commission to deceive the victim's trust.

The third step is to induce the download of the swipe APP.

On the basis that the victim has completed the preliminary tasks and made a profit, the fraudsters usually arrange for a special person to distribute the screenshots of the high commissions in the WeChat group, and lure the victim to download the fake billing APP to do "advanced tasks".

Subsequently, the fraudsters used "the more recharge, the more orders, the more rebates" as the bait, to lure the victim into recharging the money in the swiping APP, in fact, the victim's funds were transferred to the bank account provided by the victim, and the victim The amount shown in the person's APP account is just a fictitious number.

The fourth step is to complete the fraud.

When the victim wants to withdraw cash after completing the task, the fraudsters will set up many obstacles, refuse to pay the principal and commission, and even induce the victim to use various excuses such as "task not completed", "card bill", "abnormal operation account frozen" and so on. People increase investment, and then defraud more funds.

Once the victim sees through the scam, the scammer will cut all contact.

　　[Typical case] In May 2022, Gao, Xianning, Hubei saw the information and QR code of "fixed basic salary, commission for likes and comments" in the WeChat group.

Gao Moumou added customer service by scanning the code, and downloaded a certain ordering APP under the guidance of the customer service.

After installing the APP, Gao contacted the "receptionist" in the APP, and he guided him to do the task of swiping orders.

Initially, the "receptionist" returned a commission of 20 yuan to Gao's Alipay account after completing the review task.

Gao Moumou saw that the commission had indeed arrived, so he entered the task hall in the APP to subscribe for the task list according to the other party's prompt.

The corresponding principal is required to subscribe to the task order. The higher the payment amount, the higher the return commission.

Gao Moumou completed 5 tasks successively, the subscription principal ranged from 100 yuan to 1,000 yuan, and the commission for each time was returned to his APP account, and then Gao Moumou cashed out to his bank card, and the arrival speed was very fast. , which further relaxed its vigilance.

Later, in order to get more commissions, Gao began to subscribe for a larger amount of compound task orders.

Such tasks require multiple orders to be completed continuously and cannot be withdrawn in the middle. Gao has invested a principal of 110,000 yuan successively.

However, when Gao completed the task as required, but found that he could not withdraw the cash, he quickly contacted the "receptionist", and the other party told him that the operation was wrong and caused a "card slip", and he needed to do a complex task to withdraw the cash.

Gao Moumou was aware of being deceived at this time, and when he asked the other party for the principal, he found that the other party had deleted his contact information, and the APP could no longer log in.

　　[Police reminder] The fraudulent behavior is suspected of being illegal, and any fraudulent behavior that needs to be recharged or paid in advance is a fraud.

　　2. False investment and financial fraud

　　Most of the victims of fraudulent investment and wealth management scams are single people with certain income and assets, or people who are keen on investment, wealth management, and stock speculation.

The main criminal methods of fraudsters are as follows: First, fraudsters target victims through various channels and deceive their trust.

The methods of targeting victims include finding victims and establishing contacts through social software, publishing investment and financial information such as stocks and foreign exchange to collect target groups, and determining marriage and love relationships through marriage and dating platforms to defraud trust.

After gaining the victim's trust, the fraudsters use methods such as pretending to be investment mentors, financial and financial advisors, or falsely claiming that they have special resources to obtain high financial returns, etc., to lure the victims to join the "investment" group chat and listen to the "investment experts" live class. , Accept the investment guidance of "Stock God".

Later, the scammers will induce the victims to invest on the fake website or APP provided by them. The small investment in the early stage can get rebates. Once the victims increase their capital investment, they will find that they cannot withdraw cash or lose all the money, and they will be defrauded. Molecular blockade, and fake websites and APPs cannot be logged in.

　　[Typical case] In April 2022, while watching a live broadcast of stock speculation on a live broadcast platform, Beijing Yu had a private chat with an account claiming to be the anchor and added it as a WeChat friend.

The other party called himself "Zhen Jun" and asked Yu to scan the code on WeChat to enter the stock exchange group.

Subsequently, the group administrator sent the APP installation package to Yu, asking him to download, install and register an account.

Within a week, according to the requirements of "Zhen Jun" and the administrator of the group, Yu transferred 3.47 million yuan to the other party's account in 10 transfers. During the period, he bought and sold stocks in the APP according to the other party's "investment guidance". , and successfully withdrawn 373,000 yuan.

Yu felt that the stock market was very profitable, so he continued to increase capital investment in the APP.

Until the end of April, Yu found that the balance of 3.07 million yuan in the APP could not be withdrawn.

Under his inquiries, "Zhen Jun" and the group's administrators claimed that the platform had a problem and had been raided, and they were required to pay a fine of more than 1.2 million yuan before the balance in the account could be withdrawn.

Yu was unwilling to pay the fine, continued to ask the other party for the investment principal, and was blocked by the other party. At the same time, he found that the APP could not be logged in, so he found out that he had been deceived.

　　[Police Tip] Be cautious in investing and financial management, and be wary of fake investment and financial management websites and APPs.

　　3. Fake online loan fraud

　　Fraudsters use online media, phone calls, text messages, social software, etc. to publish advertisements for loans, credit cards, cash withdrawals, etc. Under the guise of “cash out” and other pretexts, in order to collect handling fees, deposits, capital verification, tax payment, etc. in advance, or to test the loan repayment ability, adjust interest rates, reduce interest rates, improve credit information, etc. The victim transfers and remittances, and even defrauds the victim's bank account and password and other information to directly transfer and consume, thereby committing fraud.

　　[Typical Case] ​​In May 2022, Fan Mou in Dongguan, Guangdong received a strange call. The other party claimed to be customer service of a platform and asked Fan Mou if he had a loan demand.

Fan Mou said that he wanted a loan because his business was sluggish recently and needed capital turnover.

After adding the other party's WeChat account, Fan downloaded a loan APP according to the other party's request, and applied for a loan on the APP according to the prompts.

Subsequently, the other party requested the transfer on the grounds of paying the membership fee, unfreezing the funds, and proving the repayment ability. Fan made 4 transfers totaling 137,000 yuan through mobile banking, but the other party still claimed that the loan conditions were not met and could not lend.

At this time, Fan had the idea of ​​giving up the loan and asked the other party for the funds transferred before.

The other party told him that he would need to wait for the loan review to be approved before returning the funds, and then lost contact and could not log in to the APP.

　　[Police reminder] Any online loan platform that claims to be "no collateral, no qualification requirements, low interest rates, and fast lending" has great risks.

　　4. Impersonating customer service fraud

　　The victims of impersonating customer service scams are usually online shoppers. The fraudsters illegally steal and acquire buyers’ online shopping information and express receipt information in advance, and conduct precise frauds on buyers or platform merchants on the grounds of refunds and claims.

The main criminal methods of the fraudsters are as follows: First, they pretend to be the customer service of the charging platform or the logistics express company, falsely claiming that there is a problem with the online shopping of the victim, and induce the victim to provide the bank card and mobile phone verification code on the grounds of refund, claim settlement, tax refund, etc. information to defraud the victim.

The second is to claim that the victim was mistakenly upgraded to a VIP member, authorized as an agent, and handled commodity installment business, etc., on the grounds that not canceling the above business will result in additional deductions, and induce the victim to pay the handling fee, thereby committing fraud.

Third, on the grounds that the victim's e-commerce platform member points and Alipay Sesame Credit points are insufficient, the victim is asked to apply for a loan to increase the member's points, and the victim is tricked into remitting the loan to his designated account, thereby committing fraud.

　　[Typical case] In April 2022, Zhang received a call from Quanzhou, Fujian, who claimed to be a customer service of a shopping platform.

The other party informed Zhang that the parcel of the goods purchased by him was lost, and now he can make a claim, and state the specific order number, order time and commodity logistics order number.

Zhang believed it to be true, added him as a friend under his guidance, and downloaded a cloud conference APP for voice contact.

According to the other party's prompt, Zhang overdrafted all the amount of the reserve fund in his Alipay, and then transferred the overdraft money to the bank account provided by the other party.

The other party promised to return the reserve fund and the compensation fund together later, and let Zhang continue to download the online loan APP to transfer the overdraft limit.

Zhang was unwilling to cooperate, and later found that the other party could not be contacted, so he found that he had been deceived and lost a total of 25,000 yuan.

　　[Police Reminder] When you receive a call from a self-proclaimed e-commerce or logistics customer service, you must go to the official platform to verify.

　　5. Pretending to be a public security fraud

　　Frauds impersonating public security, procuratorate and law closely follow social hotspots and continue to iteratively upgrade, resulting in large amounts of losses, which are abhorred by the general public.

One of the important reasons why this type of fraud convinces victims is that the fraudsters illegally obtain citizens’ personal information, so as to accurately state the victim’s name, work unit, address, ID number, etc. during the fraud process, which is extremely powerful. of confusion.

The main criminal methods of fraudsters are: pretending to be a staff member of the public security organs, falsely claiming that the victim's bank account, phone card, social security card, medical insurance card, etc. have been used fraudulently, or identity information has been leaked, or suspected of money laundering, illegal entry and exit, express parcels Drug possession and other illegal crimes, in order to require the victim to transfer funds to a "safe account" to cooperate with the investigation or accept supervision, and then commit fraud.

To increase credibility, some scammers will show victims legal documents such as fake wanted notices posted on fake public prosecutors’ websites.

To remotely obtain personal information on a victim's phone, scammers often ask victims to download an app with screen sharing capabilities.

In order to keep the victim in a state of complete manipulation, the scammers will also lure the victim into a closed space such as a hotel, blocking all external contacts such as text messages and calls.

In the work of the public security organs, it was found that some fraudsters also pretended to be government officials from different departments, and committed fraud on the grounds of receiving subsidies, scholarships, freezing medical insurance cards, securities, and financial accounts, and abnormal or invalid entry and exit documents.

Especially recently, some fraudsters have committed fraud on the grounds that the victim is suspected of spreading rumors of the epidemic, selling fake masks, and violating epidemic prevention and control regulations, which has a bad impact.

　　[Typical case] In April 2022, Liu Moumou in Shenzhen, Guangdong received a strange call from a person claiming to be the Shenzhen Epidemic Prevention Center, and the other party said that he would be taken to compulsory quarantine because one of Liu Moumou’s phone number was scanned on March 16. The itinerary code of a hospital in Changsha.

Liu Moumou said that he had not been to Changsha, and the other party said that his identity information might have been stolen, so he could help him transfer the phone to the "Changsha Public Security Bureau".

After connecting to the "Changsha Public Security Bureau", a man who called himself "Officer Chen" questioned Liu and told Liu that his account was suspected of money laundering, and asked Liu to add his QQ number.

Afterwards, "Officer Chen" sent Liu Moumou an account to log in, then submitted relevant information such as bank card number and password, and recorded a video of face manipulation.

Under the guidance of "Officer Chen", Liu Moumou's bank account was transferred out of more than 60,000 yuan in 4 times.

After discovering that the funds in the bank account had been transferred, Liu Moumou realized that he had been deceived.

　　[Police Tip] Anyone who claims to be a staff member of a state agency such as the Public Procuratorate and requires the money to be transferred to a "secure account" must be a fraud.