“In a period of turbulence, families try to at least save money.
As a maximum, multiply them.
If the savings are not large enough to purchase real estate, which is considered the gold standard for Russian family investments, then several more investment options can be considered, ”the expert explained.
At the same time, according to Kulakov, if we are talking about an “emergency reserve” that cannot be risked, then the choice is not so great.
One of the options is to place funds on deposits in banks with state participation, the specialist explained.
“At the same time, each contribution should not exceed the amount of 1.4 million rubles.
This advice seems banal only at first glance: in February, citizens took more than 1.2 billion rubles from deposits.
Keeping savings at home or trying to convert them into currency with a jumping rate is not the best solution, ”said the interlocutor of RT.
He also proposed such a method as the acquisition of gold coins of the Bank of Russia.
“You can buy them in almost any bank, but, most importantly, there is always the opportunity to sell these coins to the same bank.
Unlike jewelry, this is a more stable investment.
The cost of coins ranges from 22 to 100 thousand rubles.
What else is important to know when thinking about this kind of investment: over the past three years, the price of a gram of gold has more than doubled, ”said Kulakov.
He also recalled that due to the pandemic, land prices in the Moscow region increased by an average of 40%, and in the short term, according to the expert, taking into account global trends, land will become an even more valuable resource.
He noted that the dynamics of the cost of land plots practically does not differ from the growth in gold prices.
Earlier, Dmitry Golubovsky, an analyst at the Golden Mint House, spoke about the benefits of investing in gold.