5 conditions for the inclusion of self-employed and commercial activities within the insured
Abu Dhabi Pension Agency: Registering a widow as a “self-employed worker” does not deprive her of the husband’s pension
Abu Dhabi Pension Agency: Any citizen who runs a business alone may register as a self-employed worker.
archival
The Abu Dhabi Pension Fund confirmed that the registration of widowed female citizens who own businesses and free commercial activities as insured under the “self-employed” category does not deprive them of their shares of the pensions of their deceased husbands, explaining that “the widow may combine her share of the deceased husband’s pension and her retirement pension.”
The Fund set five conditions for registering citizens within the category of self-employed insured persons, the most prominent of which is that the citizen wishing to register himself should be at least 18 years old, not more than the retirement age, and not be retired from any pension fund in the state.
In detail, the Fund confirmed that “a worker for his own account may not add his previous service period, as a self-employed worker, to his registered service period under the decision to include workers for themselves,” explaining that “he is only allowed to include previous service periods covered by one of the state’s pension funds.”
The decision to include citizens from employers, liberal professions and commercial activities who work for themselves, by Law No. 2 of 2000 regarding civil retirement pensions and benefits for the Emirate of Abu Dhabi and its amendments, which entered into force early last March, allowed this category to be registered as insured with the Fund “optionally.” To be treated as insured in the private sector.
In response to the most frequently asked questions from customers on its website, the Fund said: “If a citizen receives a pension from any party in the country, he cannot register with the Fund again as an employer, and no citizen can be registered under the (employer) category, if he He works as a government employee and is registered with the Fund or any other pension fund in the country.
He pointed out that “any citizen who runs a business alone may register as a worker for himself with the fund, if he fulfills five conditions for registration, especially in the category of “working for themselves”, including that the age of the citizen wishing to register himself should not be less than 18 years, and not more than the age of referral. for retirement (60 years for men, 55 years for women).
He shall be medically fit to practice his activity or free profession with a medical certificate issued by the competent governmental medical authorities in the Emirate.
The applicant must be a citizen of the country.
He should not be retired from any other pension fund in the state.
Finally, he must have a license to practice a commercial, industrial or other activity, issued by the concerned authorities in the Emirate of Abu Dhabi.
In response to a question about whether the widow working for herself will be prevented from her share in the pension of her deceased husband, in the event that she requests to register as an insured for herself, the Fund confirmed that the widow may combine her share of the pension of the deceased husband and her retirement pension.
He stated that owners of existing private establishments previously registered with the Abu Dhabi Pension Fund, and they also have employees registered in the Fund, as insured, may register themselves under the category of "self-employed worker", if the registration conditions for this category are met, through the Fund's website, and using the name The user and the password of the employer, to start submitting an insured registration request in the category (self-employed worker), and to attach the required documents, pointing out that this also applies to citizens who own establishments and existing and unregistered employers in the fund.
With regard to the possibility of a citizen working for himself purchasing a nominal service period for the purposes of entitlement to a pension, the Fund confirmed that this may be done whenever the conditions and controls for purchasing the nominal service period prescribed in the law and approved by the Fund are met.
The controls include that the insured expresses his desire to purchase that period, that the insured has reached the age of 40 for women, and 50 for men, and that the insured has spent an actual period of service of no less than 20 years, and that the period required to be purchased does not exceed the period eligible for pension entitlement, and that The insured is 26% of the period to be purchased, calculated on the basis of the salary paid, according to it, the contributions on the date of submitting the purchase request, in addition to any other conditions and controls approved by the Fund’s Board of Directors for the purchase of legal periods, and setting controls for this purpose.
• It is permissible for the worker to purchase for himself a nominal service period for the purposes of entitlement to the pension, if he meets the conditions.
• The Fund: “If a citizen receives a pension from any entity in the country, he cannot register with the Fund again as an employer.”
Follow our latest local and sports news and the latest political and economic developments via Google news