Making money for extravagance and enjoyment can hardly escape discipline and punishment
For Yan Feng, the former president of the Rugao Port Sub-branch of the Nantong Branch of Wuxi Rural Commercial Bank, Jiangsu Province, what he can hardly forget is the time from 2015 to 2019. He went from a small employee who was struggling to spend his days to a lavish president. , And then to the impoverished "prisoner under the ladder", the ups and downs of the plot like a roller coaster cycled in his mind, lingering.
In July 2020, Yan Feng was sentenced to 9 years in prison for the crime of accepting bribes by non-state employees and confiscated 800,000 yuan of property.
Since childhood, Yan Feng has always been a child of "other people's family" in the eyes of relatives and neighbors.
After graduating from university, Yan Feng was successfully admitted to Nantong Industrial and Commercial Bank, starting from the most basic teller.
After working as a teller for a few months, by chance, Yan Feng encountered Que Hongbiao who changed his destiny (a separate case was handled). At that time, Que Hongbiao was the head of the personal loan section of Nantong ICBC. Under his support, Yan Feng was very helpful. Was soon transferred to a credit position.
Because of the power of credit approval, real estate agents and real estate agents often invite Que Hongbiao to eat and drink, and Que Hongbiao always brings Yan Feng with him every time.
Sometimes the two of them arrange their evening "activities" in the morning shift. It is not enough to drink after three rounds, and then go to KTV to sing until they return home after closing. Over time, it becomes the normal state of life.
In 2011, Que Hongbiao was demoted due to a bad credit relationship with an intermediary. Since then, he has rarely organized food, drink and fun.
Yan Feng, who had already adapted to the feasting life, fell to the bottom, and soon moved to the Nantong branch of the Bank of Nanjing, where he began to follow the bosses and enjoy the extravagant life of spending money.
This kind of life has passed for a long time, and Yan Feng is also like a boss. If he has money, he will spend it. If he has no money, he will find a way to make money everywhere.
In March 2015, Nantong Branch of the Bank of Nanjing issued a new financing policy for remote government platforms, stipulating that all remote government platforms within Jiangsu Province only need to go to Nantong to register platform companies, provide local bond issuance platform guarantees, and add equivalents. With the value of land mortgage, each platform company can obtain a loan line of 80 million yuan.
At this time, Yan Feng met Yao Liyuan, the former deputy director of the Xinyang Economic Zone Management Committee in Yancheng City (a separate case dealt with). The two hit it off and mobilized the crooked mind of charging a certain percentage of consulting service fees in violation of regulations while lending.
From August 2015 to July 2017, Yan Feng and others collected a total of 7 consulting service fees in Xinyang Economic Zone, totaling 16.56 million yuan, and Yan Feng received more than 7.56 million yuan.
At the beginning of 2017, Yan Feng from the Nantong branch of China Everbright Bank quickly contacted Yao Liyuan and asked him to help absorb the savings.
When Yao Liyuan proposed to transfer the money back to the government financing platform of the Xinyang Economic Zone through discounts outside the bank, Yan Feng hesitated, but after Yao Liyuan acquiesced that he could obtain certain benefits from it, he decided to take the risk.
From 2017 to 2019, Yan Feng successively collected more than 4.68 million yuan in favor of government financing platforms in Yancheng Xinyang Economic Zone, Nantong Xitong Science and Technology Industrial Park and other places through off-bank discounts.
"Every day you can't get out without wearing a famous brand or driving a luxury car..." When talking about this experience, Yan Feng's eyes occasionally flashed. It was a rare high-light moment in his life, only then. He didn't know that it was just a flash in the pan, and everything would disappear in the end.
Money comes quickly and goes faster.
Yan Feng has several hundred thousand yuan in consumption bills every month. Sometimes he can spend five to six thousand yuan in a night when he goes to a nightclub.
In this regard, Yan Feng is very numb. He thinks that if there is no money, it is a big deal to do a few off-line discount business.
Therefore, under the guise of a bank, to get to know more platform companies and make more ambiguous money has become his "daily job".
The happy days of drunken gold fans came to an abrupt end on May 9, 2019.
On this day, the news that Yao Liyuan was investigated by the Hai'an Municipal Commission for Discipline Inspection made Yan Feng uneasy. When he learned that the Commission for Discipline Inspection had transferred the account books of the Xinyang Economic Zone platform and the relevant credit files of the Bank of Nanjing, he was completely panicked.
In the following 20 days, Yan Feng, Que Hongbiao and others met several times to discuss countermeasures, but these were all in vain.
On June 1, 2019, due to psychological pressure, Que Hongbiao took the initiative to surrender to the Hai'an Municipal Commission for Discipline Inspection and Supervision.
A few days later, Yan Feng also surrendered to the Chongchuan Public Security Bureau, and was taken to the Hai’an Municipal Commission for Discipline Inspection for investigation on June 14.
In jail, Yan Feng can't let go of his family the most.
He finally understood that all the extravagance and extravagance were all gone, and only family affection was the most precious.
(Correspondent Zhang Jun)