The editorial staff of 20 Minutes did not participate in the production of this article.

Carefully analyze the different services included in the offer

When you get your first salary, it is important to have a full range of banking services with suitable means of payment such as a debit card or even a checkbook.

Regarding payments, it is essential to opt for an offer including:

  • The

    withdrawal limits cash

    snug;

  • Sufficient

    credit card payment limits

    ;

  • The

    payment of fees

    by credit card;

  • The

    mobile payments

    , including payment solution Paylib or Samsung or Apple Pay Pay;

  • The

    management of emissions and unlimited transfer receptions SEPA and non-SEPA

    , if any.

It is also essential to benefit from solutions in case of unforeseen circumstances.

It is not uncommon for these services to be chargeable and it is better to favor an offer that includes them, in particular:

  • The

    cost of returning the confidential code

    of your payment card in the event of forgetting;

  • Sending a new bank card

    in case of loss or theft of the previous one.

Opt for easy management of your accounts

To make everyday life easier, it is better to have an offer offering simple banking management.

Nowadays, you need to be able to have a quick view of your accounts and be able to make money transfers quickly.

Banks now have all applications to help you manage your budget on a daily basis.

The quality of the application offered by the bank should not be neglected.

In particular, it must allow you to:

  • Consult, in real time, the position of your current account;

  • Classify your expenses by categories;

  • Edit your bank identity statement (RIB);

  • Access your monthly account statements;

  • Make free transfers from one account to another;

  • Make transfers to an external account after registering the beneficiary;

  • Make an appointment with an advisor.

Some banks may also offer alert systems to allow you to better manage your budget and avoid finding yourself in unpleasant situations such as the rejection of a check or a direct debit.

Choose a bank with a network of advisers across the country

While it is possible to carry out multiple transactions in a dematerialized manner, it is essential, at certain times, to take advantage of the sound advice of a professional.

This is the case when considering

setting up a business

or even

embarking on a real estate purchase.

The ideal is therefore to choose a bank that allows you to easily make an appointment with an advisor in order to guide you in the financing of all your projects.

Select a bank that supports you abroad

Withdrawals and purchases made abroad can incur significant costs.

To prevent your budget from being burdened, it is advisable to favor bank offers offering reductions, or even exemptions from fees on these operations.

In addition, in order not to find yourself stranded abroad without a means of payment, it may be useful to have your cash withdrawal limit raised as well as your card payments.

However, they are far from including the same level of benefits, and they should be compared carefully.

If you want to take advantage of a complete high-quality offer, do not hesitate to turn to the Globe Trotter by CA offer.

By subscribing to this offer, you will benefit from an offer particularly suited to your needs and from a network of advisers at your disposal throughout France.

Through your Crédit Agricole Online Personal Space and the My Bank application on your mobile, you will be able to:

  • Make transfers from account to account and to an external recipient;

  • Consult your account situation in real time;

  • Edit a bank identity statement (RIB) and your monthly account statements;

  • Manage, if applicable, your ceilings, remote payments;

  • Geolocate Crédit Agricole ATMs.

In addition, Crédit Agricole has set up an alert system in the following situations:

  • When your account has a debit balance;

  • When a transaction is likely to be rejected;

  • For the withdrawal of a checkbook from your branch.  

Regarding your means of payment, by opting for the Globe Trotter by CA offer, you will benefit from:

  • An international MasterCard payment card with immediate debit;

  • Unlimited and free transfers received or issued;

  • The ability to pay for your purchases with your mobile via the Paylib, Samsung Pay or Apple Pay payment solutions;

  • The provision, on request, of a checkbook.

Finally, the Globe Trotter by CA offer lives up to its name, as it is ideal for occasional or regular travelers.

She understands :

  • Insurance and assistance to cover yourself when traveling around the world;

  • Unlimited and free withdrawals from ATMs in all countries of the world with a ceiling of up to € 300 over 7 consecutive days;

  • Unlimited free card payments wherever you are and up to € 1,500 per month.

Take advantage of all the services of a major bank for only € 2 per month.

Subscribing to the Globe Trotter by CA offer is simple.

Go to the Crédit Agricole website to request an account opening in just 15 minutes.

Your request will be processed shortly, and you will be able to fully benefit from the advantages of this unique offer.

I subscribe to the Globe Trotter offer

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