The Ministry of Education held a press conference today (24th) to introduce the situation of campus loan risk prevention work.
The relevant person in charge of the Ministry of Education stated that the next step will be to improve and implement the college student funding policy and unblock formal campus credit channels to safeguard student rights and campus stability.
Carry out financial knowledge popularization and "financial business" education
The Ministry of Education requires strengthening the cultivation of college students' correct consumption outlook.
Supervise and instruct colleges and universities to combine freshmen's enrollment education, daily ideological and political education, safety knowledge competitions, and financial knowledge on campus, vigorously carry out financial knowledge popularization and "financial business" education, and comprehensively guide students to establish correct consumption concepts.
Improve and implement the financial aid policy for college students
Weaving the government's "funding network" is an important guarantee to prevent college students from getting into bad "online loans".
The Ministry of Education has made it clear that it must implement the funding policy and make every effort to help.
Supervise and guide colleges and universities to ensure that various student funding policies are in place, improve the management level of student funding, and effectively guarantee the tuition, accommodation, and basic living expenses of students from families with financial difficulties.
It is necessary to carry out emergency assistance and achieve all necessary assistance.
Colleges and universities should improve the relief mechanism for special difficulties, set up special funding funds, provide emergency relief to students whose families have experienced major changes, and solve the students' temporary and emergency funding needs.
We must pay attention to developmental needs and do our best to help.
Encourage qualified colleges and universities to raise funds through multiple channels, support students to carry out extended learning, innovation and entrepreneurship, etc., to meet the developmental needs of students.
Resolutely resist bad campus loans
At the same time, the Ministry of Education emphasizes the need to establish joint prevention and control mechanisms, daily prevention and control mechanisms, and real-time early warning mechanisms to resolutely resist bad campus loans.
Colleges and universities should actively cooperate with the public security departments and financial supervision departments to regularly carry out the investigation and elimination of bad campus loans, and accurately crack down on bad campus loans.
Relevant departments of universities should perform their own duties to strictly prevent bad campus loans for publicity and lending, actively mobilize faculty and students to provide clues, and report organizations and individuals that carry out bad campus loans.
Effectively unblock formal campus credit channels
The Ministry of Education also proposed that colleges and universities should face up to the reasonable credit needs of college students, take the initiative to connect with banking institutions, and cooperate with commercial banks and policy banks to develop and improve college education assistance, training, and necessary consumption with convenient procedures, reasonable interest rates, and controllable risks. And other financial products to meet the normal learning and living needs of college students.
At the same time, it will cooperate with financial regulatory authorities and banking institutions to do the necessary campus credit management work to prevent and resolve potential risks, and effectively protect and safeguard the rights and interests of students.
(CCTV reporter Pan Hongxu)