Regulate the authority of top leaders in the banking system

　　Recently, Wang Xuefeng, former party secretary and president of the Shanxi Branch of the China Development Bank, was expelled from the party and public office for serious violations of discipline and law.

The notice pointed out that Wang Xuefeng “received gift money from loan customers repeatedly in violation of regulations, borrowed loan customers’ vehicles in violation of regulations”, “attended loan review meetings in violation of regulations and made leading speeches”, “using his position to facilitate the disclosure of trade secrets” and so on.

　　Banking is one of the key industries facing corruption risks.

Since last year, many top leaders in the banking system have been subject to investigations and party discipline and government sanctions, involving development financial institutions, large state-owned commercial banks, joint-stock commercial banks, urban commercial banks, and rural credit cooperatives.

　　The top leaders of the banking system have a great deal of discourse and control in human rights, powers, and financial rights. Violations of discipline and law will cause a series of chain reactions, which will not only severely damage the political ecology of financial institutions, but also endanger financial security and market stability. .

　　In July last year, the Shanxi Provincial Commission for Discipline Inspection informed that the former party secretary and chairman of the Rural Credit Cooperative Union Cui Lianhui was under review and investigation, and simultaneously released the original party committee deputy secretary, deputy chairman and director Xing Liangxi and the former full-time deputy secretary of the party committee. , The news that Vice Chairman Wang Zhongze fell.

Less than 20 days later, Wang Zaisheng, the former deputy secretary of the party committee of the unit, also fell.

The "one officer and three officers" in the leadership team of the same unit have been dismantled successively.

The reporter noted that at the end of 2019, the total assets of rural credit cooperatives in Shanxi Province decreased by 2.37% year-on-year, and the total profit and net profit also decreased.

　　After sorting out, it was found that in the hands of the notified banking system, there were both head office presidents and branch presidents, and many of them worked long hours in the same unit or system.

Zhao Yongjun has worked in the Shaanxi financial system for 33 years. He started at the Xi’an branch of the Agricultural Bank of China at the age of 24. He was appointed as the party secretary and chairman of the Changan Bank Co., Ltd. Number one.

Gu Guoming, former party secretary and president of the Industrial and Commercial Bank of China Shanghai Branch, has been in Shanghai for decades.

　　Judging from the investigated cases, the problem of banking system leaders relying on banks to eat banks is prominent, using the power of loan approval as a bargaining chip for personal gain.

For example, Sun Deshun, the former president of China CITIC Bank, used the convenience of his position to benefit others in loan granting, approval and other aspects. This case has become a model of particularly serious corruption in the financial sector, particularly bad in nature, and particularly large amounts.

The same problem also occurred in the Harbin branch of China CITIC Bank.

Yu Chengxin, the former party secretary and president of the branch, arbitrarily stipulated that credit projects of more than 10 million yuan were not allowed to enter the loan review and approval process without his consent.

　　The Party Central Committee attaches great importance to anti-corruption work in the financial sector.

The second, third, and fourth plenary sessions of the 19th Central Commission for Discipline Inspection made relevant arrangements.

The Fifth Plenary Session of the 19th Central Commission for Discipline Inspection emphasized that it is necessary to continue to consolidate the main responsibilities of financial management departments, regulatory agencies, local party committees and governments, do a good job in the coordination of financial anti-corruption and financial risk handling, strengthen financial supervision and internal governance, and deepen the financial sector Anti-corruption work.

　　Through the reform of discipline inspection and supervision institutions, the National Supervision Commission of the Central Commission for Discipline Inspection completed the direct dispatch of discipline inspection and supervision teams to 15 centrally managed financial companies.

The dispatch of a discipline inspection and supervision team to jointly handle cases with local supervisory commissions has become an effective measure for investigating and handling violations of discipline and law by the top leaders of the banking system.

For example, Wang Xuefeng accepted the disciplinary review of the Disciplinary Inspection and Supervision Group of the State Supervision Commission of the Central Commission for Discipline Inspection in the China Development Bank and the supervision and investigation by the Supervisory Commission of Dongying City, Shandong Province.

　　For universal issues, deepen the case-based reforms and improve the institutional system.

The Disciplinary Inspection and Supervision Team of the State Supervision Commission of the Central Commission for Discipline Inspection in the People’s Bank of China formulated a list of supervision of the party committee (party group) and its members at the same level, detailing the adherence to the party’s centralized and unified leadership of financial work, the implementation of "one post with two responsibilities", and standardized exercise 17 items including power, prevention and resolution of financial risks.

The disciplinary inspection and supervision team also used measures such as comprehensively and strictly governing the Party, Chamber of Commerce, Democratic Life Association, and disciplinary inspection and supervision recommendations to remind and remind more of the signs of sexual orientation.

　　"Make good use of the inspection results, do a good job in daily supervision, and urge the top leaders of the banking system to use their powers correctly." According to the relevant person in charge of the Inspection Office of the Party Committee of China Construction Bank, during the inspections, we focused on the leadership team, especially the top leaders, and focused on credit, selection and employment. Focus on key areas and key links such as centralized procurement, disposal of non-performing assets, and asset management.

In recent years, inspections have discovered and handed over clues to major violations of law and discipline suspected of corruption by the former president of the Shandong branch, Xue Feng, which has become a typical example of the financial system relying on its own inspection power to discover and successfully investigate and deal with higher-level persons involved.

(Our reporter Li Lingna)