A banker in a local bank took advantage of the nature of his work and broke into the data of 25 clients whose assets exceeded 300 thousand dirhams and sold it to a gang specialized in electronic fraud, was able to use that data to obtain a chip instead of a customer, penetrate his bank account and seize 238 thousand dirhams by various means, and donated At an amount of 5000 dirhams to a charity, the accused employee was arrested and referred in his presence to the Dubai Criminal Court, and a former colleague at the same bank was also absent in absentia as a mediator between him and the gang members.
A fraud specialist at the victim’s bank said that the first suspect was working at the bank’s branch in the Dubai Silicon Oasis region as a sales clerk’s job, giving him access to customer accounts and access to them and knowing the number of cards for each customer.
He added that among the accounts that the accused leaked was the account of the victim in this case, as an unknown person managed to penetrate the account and cancel his ATM card, and obtain a replacement in his name without the customer’s knowledge, and the hacker seized amounts estimated at 238 thousand dirhams, by means of Various ones include cash transfer and buying gold, in addition to converting 5,000 dirhams into a charity.
On how to carry out the fraud process, the witness explained that after the unknown accused obtained the account data, he extracted a chip instead of losing the phone number of the victim linked to the bank, and then called and claimed that he had lost the ATM card, and wanted to extract another, so the competent employee executed that, and then sent He has the new card through Aramex, as its representative contacted him and the unknown gang member asked her to deliver it to a place in the Riffa region, not the bank’s registered address, and the accused activated and used the card.
And by asking him about the mechanism of verifying the identity of the customer in the event of a request for a replacement for a lost ATM card, the witness explained that there are introductory questions that he must be familiar with, pointing out that the unknown caller answered these secret questions, and it became clear through the investigations that the first suspect in the case entered into The victim’s account counted several times without justification, and confirmed that he leaked the account holder’s data when he suddenly submitted his resignation from work, claiming that he wanted to travel to his country due to special circumstances, and here an internal investigation was conducted and revealed that he had leaked data belonging to 25 other agents whose assets exceeded 300 One thousand dirhams to his former colleague in the same bank, the second accused in the case, compared to 100 thousand dirhams.
The witness indicated that the accused employee stated that his former colleague, the second accused in the case, told him that he wanted these data because he worked for another bank and promised to operate it with him with a higher salary, and that he wanted the information to contact customers and offer the services of the new bank to them.
For his part, the victim (European) said in the Public Prosecution investigations that he has an account with the bank, with a balance of about one million and 500 thousand dirhams, pointing out that he confirmed the amount before traveling abroad, but he received a phone call from the bank stating that his account was frozen, and he informed By stopping his electronic services and the cash withdrawal card, and when he returned to the state and went to the teller machine, pulled the card and did not return it, he went to the bank, and informed that the card was canceled without explaining the reason.
Upon returning to his residence, he inspected his bank account by phone and was surprised by cash withdrawals, gold purchases and donations to a charity, so he called the bank and informed that he had not performed these operations and they asked him to inform the police.
The accused donated 5,000 dirhams from the victim's account to a charity.