INTERVIEW
A parked car is a reduced premium. UFC-Que Choisir wants to make this equation the norm for insurers. The risk weighing on the latter being less, at the time when the vast majority of vehicles is immobilized, the contributions of the insured should be recalculated according to the association of consumers, which urges the insurers to return 2.2 billion euros to the insured . "It would be perfectly abnormal if [the insurance] did not play the game, that it collects 'over-profits'", declared the president of the association Alain Bazot, Monday on Europe 1. "It is necessary nevertheless let everyone play the game of solidarity! "
>> LIVE - Coronavirus: follow the evolution of the situation Monday, April 27
According to figures put forward by Alain Bazot, the number of claims decreased by 90% with confinement, traffic being now limited. "As permitted by the insurance code, consumers can request, since there is a reduction in risks, a corresponding reduction in the premium." He believes that the reduction in contributions should be "of the order of 10%".
>> Watch all of Raphaëlle Duchemin's programs in replay and podcast here
"It is not alms"
If some mutuals have already consented, the majority are reluctant to grant this discount. "The insured suffer, many are on partial unemployment, artisans no longer work," said Alain Bazot, who hopes to benefit from the assistance of the Minister of the Economy, Bruno Le Maire, in his approach. "It is not alms, it is a fair return of things."
"If [the insurers] do not play the game, the consequence is that the consumer can leave his insurance, regardless of the deadline", he concludes, adding that a "standard letter" is made available to consumers by UFC-Que choose to fulfill this request.