“As before, the vast majority of debtors cite financial difficulties - about 58%,” Mehdiyev quoted RIA Novosti as saying.
In addition, according to him, among the reasons for the delay, Russians call a drop in income (30%), inability to cope with their credit load (20%), job loss (18%), lack of free funds due to price increases (17%) .
He also said that some explain their debt with family circumstances, there are those who refuse to pay the loan because they do not agree with the amount of the debt, and there are debtors who allow late payments due to the fact that they did not understand the conditions and did not They know how to make a payment.
According to Mehdiyev, 5% of borrowers who have delayed the loan are scammers who initially did not plan to repay the loan.
Earlier, the Ministry of Justice of Russia announced that it plans to allow employees of collection agencies not to present their full name when calling debtors, but to use a digital identifier.