As RBC informs with reference to a representative of the Central Bank, it is proposed to exclude from more than 100 existing criteria by which banks recognize transactions as dubious, transactions with high commissions or barrage rates, as well as “non-standard and complex” calculations.
We intend to add regular withdrawals of money by individuals in case of receipt of funds from a company or individual entrepreneur, as well as a bank client’s refusal from a one-time operation or his request to close an account and issue money after questions from a credit institution as new criteria.
It is noted that the list of grounds for blocking accounts has not been changed since they appeared, for the past eight years.
As previously reported, if earlier fraudsters “disguised themselves” as a bank security service and informed a potential victim about an account lockout in connection with a suspicious transaction, then they are currently asking questions about which department and when the client wants to close the account, explaining this request to that the bank allegedly received an application for this operation.
Yevgeny Lifshits, member of the expert council of the State Duma committee on information policy, information technology and communications, commented on reports of a new way to steal money from accounts.