It is reported by RIA Novosti with reference to the Internet portal of legal information.

It is noted that the law also allows for the issuance of consumer credit without insurance at an increased interest rate.

The law provides the right to withdraw from the insurance contract within two weeks from the date of early repayment of the loan.

On November 25, a bill was introduced in the State Duma prohibiting banks from imposing additional paid services on customers when applying for a consumer loan without first agreeing on their cost and terms of refusal.