How to get exemption from repayment of the "housing loan"?

Abu Dhabi Housing Authority (ADHA) has received applications for exemption from housing grant loans from citizens wishing to benefit from the exemptions through the official website of the Authority, stressing the right of every retired citizen whose pension is less than AED 20,000 to apply for exemption from installments. Housing grant.

In accordance with the directives of His Highness Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE, His Highness Sheikh Mohammed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the UAE Armed Forces, ordered the exemption of 211 citizens from retirees, in addition to the families of the deceased, from Sadad Dues of housing loans in Abu Dhabi, with a total value of 208 million dirhams, in order to provide a decent life and achieve family stability for citizens.

The Authority said that it is studying the cases of citizens who apply for exemption, through the electronic link between the Abu Dhabi Housing Authority and the relevant government departments, through the use of the identity card of each citizen, pointing out that it is studying each case separately after identifying the reality of its financial situation and solvents.

She noted that there are three categories of beneficiaries who are exempt from repayment of housing loans: the first, retired citizens, those with low incomes (whose pensions are less than AED 20,000), those who are insolvent, who are financially insolvent and unable to pay the dues, and the second, the deceased. , To alleviate the suffering of the families of each deceased, as applications are made by the dependents of the deceased, to study their financial solvency, and exempt those who deserve them.

She explained that the third and final category of exemption, called "social exemption" means the citizen who is incapable of earning, or who has a medical disability that prevents him from working, provided that this is confirmed by approved medical reports without regard to the age requirement, noting that the Commission receives applications Exemption from citizens "electronically" or through a visit to the headquarters of the Authority, after which to study the applications submitted and the study of financial solvency through electronic link with the concerned authorities.