Paris (AFP)
End of special regimes and early departures for most officials, but "solidarity" strengthened for short and choppy careers ... By the admission of the High Commissioner for pension reform, Jean-Paul Delevoye, the " universal system "will make winners and losers". Which?
Rather winners
SHORT CAREERS AND HACHEES
The system is intended to be more favorable for the more modest and the clashed or incomplete careers, with a minimum of retirement raised to 85% of the Smic net, against 81% for employees and 75% for farmers currently.
"Each day worked will now" to acquire points, "insists Mr. Delevoye, even" the student who picks apples. "
Maternity leave, unemployment or sick leave will also give rise to points, guaranteeing an improvement of the future pension.
The introduction of a full rate age at age 64, with a discount / premium, is also presented as a breakthrough. Those who currently do not have enough contributions and have to work until 67 years old to avoid a haircut can actually leave earlier. It remains to be seen with which pension ...
Conversely, with the end of accounting for the best 25 years of employees or the last six months in the public service for the benefit of the entire career, upward trajectories will be "particularly losers" according to the CGT executives, their pensions "mathematically lower" according to FO.
Especially since high incomes will no longer be taken into account beyond 120,000 euros gross annual, while being subject to a contribution of 2.81% to finance solidarity.
NUMEROUS WOMEN AND FAMILIES
The revision of family rights must favor women, beneficiaries of reversion pensions in nine out of ten cases.
The reversion device devised by Mr. Delevoye must guarantee "70% of total pensions received" by the couple.
An increase in fees of 5% per child and from the first child may also be shared between both parents and will not be allocated to the mother. This is good news for women and lone-parent families, who are disadvantaged by the current system, which provides a 10% increase to each father and mother of three or more children.
"That the father of three children lose this advantage for the benefit of women from the first child seems fair to me", justifies Mr. Delevoye.
With a 15% increase to share, parents of three children will lose, but not those of four children (20%), while parents of five children will earn the change (25%).
Rather losers
OFFICIALS AND SPECIAL REGIMES
The reform will make losers among civil servants and employees of the special schemes to disappear, as their right to a pension before 62 years.
Among the "active category" civil servants, only the "regal" professions (police officers, customs officers, firefighters, prison supervisors) will remain authorized to retire at 57 or even 52 years of age. Others, such as caregivers, could however take advantage of the professional account of prevention (ex-hardship) to leave at best at 60 years.
More generally, public servants will suffer from the new method of calculating pensions. In compensation their premiums will be taken into account, but that will "penalize" the categories which touch little "like the teachers", recognized Mr. Delevoye, pleading for a "new deal" with the civil service.
INDEPENDENT AND LIBERAL
The self-employed, who contribute less than employees, will benefit from an "adapted regime". They will, like everyone, abound the common pot up to 28.12% up to 40,000 euros in gross annual income, to 12.94% afterwards, in exchange for a drop in the CSG.
"Farmers, artisans, traders ..." can thus benefit from the minimum pension.
But the sling is organized among liberals, especially among lawyers. Defending an "autonomous, solidarity-based, financially balanced pension scheme", the National Bar Council calls for protests in September against an "economic killing".
The dentists, pharmacists, midwives, veterinarians, notaries and chartered accountants at Pro'Action Retraite also intend to defend the specificity of their coffers and their reserves by more than 20 billion euros.
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