The Court of Criminal Appeal in Ras al-Khaimah yesterday considered the case of an Arab banker charged with stealing a client's data and seizing his money by using the bank's smart application.
The prosecutor accused the employee of stealing 24,850 dirhams owned by the victim if he is one of the employees of the bank, explaining that the accused used the smart application of the victim in order to obtain his money.
"A customer has the right to download the smart application to the bank via his phone, provided that the same phone number is registered with the bank so that he can then transfer funds using the smart application," said a witness in the case, a service agent at a bank.
He explained that he solved the problems of customers and listen to their suggestions and help them in the completion of transactions, and has never been one of the employees using the bank accounts without receiving their bank account data and secret numbers in order to access the electronic system and withdraw funds.
He pointed out that the client can not download the smart application for banking transactions on a phone other than his phone, because the bank sends a secret code on the customer number registered to him in every transfer of funds, making it difficult for anyone to transfer money from the smart application without the code Which is sent in a text message via the client's phone.
He pointed out that any transfer of money through smart applications without receiving the secret code is a process of piracy by a gang specializing in theft of customer funds, following that electronic theft of customer data occurs frequently and through which the gang members contact customers to get the PIN code, Through their mobile phones in order to complete the withdrawal of funds.
He added that banks and banks alert customers to the need not to disclose the secret code or banking data of any connected because it may be plagiarized electronic, pointing out that the electronic piracy on bank accounts for customers are carried out once and not consecutive periods not to be disclosed and banks to close the account for the purpose of insurance and prevention To steal.
The defendant's lawyer told the court that the charges against his client were not related to the electronic piracy of the smart application that the witness had spoken about, and that the facts described by the witness differed from those recorded in the case papers, pointing out that it was not logical for the accused to transfer money from an account (The victim) to another account without obtaining the secret code to complete the transaction, and ask the court to ensure the accused to stand beside his sick mother to ensure his passport.
In the case papers, the victim went to the bank to open a bank account. He asked the defendant to trust him to teach him how to download the smart application on his mobile phone to take advantage of the bank's smart services. The accused carried the smart application into the client's phone and at the same time, .
She said the defendant had been sporadic money payments for five months to the account of one of his friends, and the victim received text messages to conduct bank transfers from his account to another account.