In 2023, only the share of borrowers over 50 years old in the age structure of issued car loans decreased. In turn, the largest category of car loan borrowers remains citizens aged 30 to 40 years old.
The average personal credit rating (PCR) of a car loan borrower in 2023 is 685 points, according to the National Bureau of Credit History (NBKI) The average credit rating of a borrower in 2024 is 687 points. The number of borrowers aged 30-40 years old has increased by 2.4% in the last year. The share of those aged under 30 years old is down by 1.7%.