The AMEX Platinum Card gives owners access to over 1,000 airport lounges worldwide. Users benefit from travel insurance, collect Membership Rewards points.

The AMEX Gold Card is a significantly lower 144 euros per year. Both offer many bonuses such as insurance and points, but do not allow access to lounge at the airport. Are premium credit cards worth it? We show you which models offer the best bonuses and how to choose the right one for your needs. The best way to get the most out of a premium credit card is to buy one now.