The number of credit card holders globally has risen steadily and will reach 1.25 billion people in 2023, representing an annual growth rate of 2.79% from 1.1 billion in 2018. Three companies: Visa, UnionPay, and Mastercard control the global card market.

Many people use credit cards unwisely, which exposes them to drowning in debt and paying high interest on these cards. At Al Jazeera Net, we present to you 6 ways to use credit card intelligently so that they become a blessing instead of a curse for their owner.