On July 2, the People's Bank of China released a questionnaire survey of urban depositors in the second quarter of 2020, showing that residents' income perception index, employment expectation index, and residents' willingness to consume all increased month-on-month.
Specifically, this quarter's income perception index was 46.1%, up 4.5 percentage points from the previous quarter. The income confidence index was 47.9%, up 2.0 percentage points from the previous quarter. The employment perception index for this quarter was 37.5%, a decrease of 0.2 percentage points from the previous quarter. The employment expectation index was 50.1%, an increase of 2.8 percentage points from the previous quarter.
Residents leaning towards "more consumption" accounted for 23.4%, up 1.3 percentage points from the previous quarter; residents leaning towards "more savings" accounted for 52.9%, down 0.1 percentage point from the previous quarter; those leaning toward "more investment" Residents accounted for 23.8%, down 1.2 percentage points from the previous quarter. The proportion of residents who chose the three investment methods of "bank, securities, insurance company wealth management products", "fund trust products" and "stocks" were 48.4%, 21.5% and 16.1% respectively.
The Central Bank's Entrepreneur Questionnaire Survey Report for the second quarter of 2020 also showed that the entrepreneur's macroeconomic index was 19.3%, an increase of 6.9 percentage points from the previous quarter and 15.2 percentage points lower than the same period last year. The export order index was 32.0%, an increase of 13.0 percentage points from the previous quarter and a decrease of 14.3 percentage points from the same period last year. The domestic order index was 50.9%, an increase of 33.5 percentage points from the previous quarter and 2.1 percentage points from the same period last year. The business prosperity index was 42.7%, an increase of 12.4 percentage points from the previous quarter and 12.2 percentage points lower than the same period last year. The profit index was 49.6%, an increase of 27.3 percentage points from the previous quarter and 7.0 percentage points lower than the same period last year.
On the same day, the central bank also released a survey report of bankers in the second quarter of 2020. The report shows that the banker's macroeconomic heat index is 13.0%, an increase of 6.5 percentage points from the previous quarter. For the next quarter, the bankers' macroeconomic expectation index is 29.8%, which is 16.8 percentage points higher than this quarter. The banking industry prosperity index was 63.9%, an increase of 5.6 percentage points from the previous quarter and a decrease of 6.7 percentage points from the same period last year. The bank profit index was 62.1%, an increase of 11.6 percentage points from the previous quarter and a decrease of 4.6 percentage points from the same period last year.
It is worth noting that the overall loan demand index was 75.8%, an increase of 9.8 percentage points from the previous quarter and an increase of 9.5 percentage points from the same period last year. In view of different industries, the manufacturing loan demand index was 70.6%, an increase of 5.0 percentage points from the previous quarter; the infrastructure loan demand index was 69.7%, an increase of 7.4 percentage points from the previous quarter. In terms of enterprise size, the loan demand index of large enterprises was 60.7%, an increase of 1.0 percentage points from the previous quarter; medium-sized enterprises were 66.9%, an increase of 4.3 percentage points from the previous quarter; small and micro enterprises were 78.6%, an increase of 10.0 percentage points from the previous quarter . (Reporter Yao Jin)