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It is known that about 10,000 vehicles were submerged in this heavy rain.

Statistics show that if the hourly precipitation exceeds a certain level, the risk of vehicle flooding increases dramatically.



Reporter Jo Yoon-ha summarized the rain damage preparation method in numbers.



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Over the past week, 4,000 houses and shopping malls have been damaged and submerged in heavy rain.



Just in case this is the case, there are some numbers to be aware of.



That is 0.1, the ratio of wind and flood damage insurance in Seoul.



This insurance covers damage to your home or business due to a natural disaster.



More than 70% of insurance premiums are paid by the government and local governments.



For example, for a detached house of 80㎡, the annual insurance premium is about 53,000 won, of which the government pays 37,000 won and the landlord only needs to pay 16,000 won.



But when the house is completely destroyed, the insurance pays up to 72 million won.



You can receive up to 4 million won for flooding.



Especially for the underprivileged, the Seoul Metropolitan Government pays all the insurance money, but in fact, they hardly know this, so they only have 40 houses.



You can get more information by asking the nearest community center.



The next number to remember is 35.



If the precipitation per hour exceeds 35mm, it is better not to drive at all.



This is because, when an insurance company analyzed car flooding accidents that occurred in Gangnam, Seoul for 7 years, it was found that if it rains more than 35mm in an hour, the risk of flooding increases by more than 40 times.



Another number to remember together is 70.



It is the percentage of automobiles in Korea that have self-insurance.



It is a special contract that you sign up for when you buy car insurance, and if you have this special contract, you can be compensated for even a little bit of damage in case of rain damage.



Now, if you turn this around, it means that 3 out of 10 drivers who do not have a special contract will not be able to receive compensation.



Automakers are reducing the repair cost of these cars by 4,50%, but in fact, the burden is still quite large.



It is a good idea to take a look at whether I have car insurance, or if it is not a good idea to sign up now.



(Video editing: Jinhwa Choi, CG: Hongsik Kim)