<Anchor> The



government came up with the 'Everyone's Home' policy to give homeless people the opportunity to afford their own homes. However, both home buyers and private businesses who will participate in the supply are frustrated.



Why this is so, reporter Im Tae-woo covered it.



<Reporter> The key



to the house policy is that anyone can live for a long time at a monthly rent that is 5 to 15% cheaper than the surrounding market rate for 10 years after paying only 10% of the house price.



After 10 years, you may be able to receive a pre-sale at a pre-determined price at the time of moving in.



[Song Young-gil / Representative of the Democratic Party: Why does the business take all the (development) profits? Giving this back to the lessee is the core of the 'Everyone's House' project.] When the



government provides public housing land, private operators build apartments, run a 10-year rental business, and then earn profits from the sale. About 6,000 households will be supplied to each business site.



The government recently started recruiting private contractors to build this apartment, and the prevailing expectation is that the participation of so-called 'brand apartment' builders will be low.



Despite the government's policy of guaranteeing an internal rate of return of at least 5%, large construction companies do not see good business viability considering the 10-year lease period and the cost of repairing defects after sale.



In particular, if the real estate adjustment phase arrives and a large-scale sale is abandoned 10 years later, the amount must be fully embraced.



[Construction company officials: In the case of large companies with a slight brand impact, it is not realistically easy to (participate).] Even from the



resident's point of view, if the 'brand apartment' does not participate, even if the 'brand apartment' does not participate, the profit from the market price is small and withered.



There is also concern that the 10-year long-term residence condition may act as a shackle.



[Yichangmu / Hanyang University City Science Professor (10 years later), the number of families neulmyeon may want a much more other large houses, and why it 's not without its portion of the great opportunities in the consumer's perspective atrophy]



house pilot project in order to have a realistic cost It is pointed out that a more detailed analysis of incentives for suppliers and consumers and adjustment of conditions are necessary.