Voice phishing crime techniques are changing recently.
Previously, I was asked to put money in the account and withdraw the money, but these days, I meet the victim in person to collect the cash.
There was a reason for this change of technique.
Reporter Choi Sun-gil for the report.
A man enters the store.
This man pretending to be an employee of a financial institution.
He takes the cash that the victim had already picked up, puts it in his bag, and then he goes away with a greeting.
This is a so-called'face-to-face scam' voice phishing technique.
[Voice phishing victim: Find the cash and give it to the staff.
(Also nearby acquaintances) He was the same as me...
.] While the
bank transfer method was greatly increased from 30,000 in 2019 to 1,500 last year, face-to-face fraud over the same period increased more than four times from 3,200 to 15,000.
Instead of simple bank transfer, the reason why they are taking risks and taking face-to-face is because of a loophole in the law.
The current law regulates only remittances and transfers as telecommunications financial fraud, allowing the account to be frozen.
Paradoxically, because face-to-face fraud does not go through remittance or transfer, there is no legal basis for freezing the offense account.
As a result, even if the police catch a voice phishing offender, there are situations where you have to open your eyes and watch the damage escape.
[Police in charge of voice phishing: Since the criminal deposits the money in his hand, the banks interpret it as no problem, so the banks will not (suspend).]
A bill amendment to the law to include face-to-face fraud as the reason for account freezing has been proposed, but is pending. In progress.
[Financial Committee staff: If used incorrectly, there may be cases of false reports of transaction (suspension), and there may be many side effects.] As
damage to the common people continues in the blind spots of the current law, supplementary measures are urgently needed.