Voice phishing crime techniques are changing recently.

Previously, I was asked to put money in the account and withdraw the money, but these days, I meet the victim in person to collect the cash.

There was a reason for this change of technique.

Reporter Choi Sun-gil for the report.


A man enters the store.

This man pretending to be an employee of a financial institution.

He takes the cash that the victim had already picked up, puts it in his bag, and then he goes away with a greeting.

This is a so-called'face-to-face scam' voice phishing technique.

[Voice phishing victim: Find the cash and give it to the staff.

(Also nearby acquaintances) He was the same as me...

.] While the

bank transfer method was greatly increased from 30,000 in 2019 to 1,500 last year, face-to-face fraud over the same period increased more than four times from 3,200 to 15,000.

Instead of simple bank transfer, the reason why they are taking risks and taking face-to-face is because of a loophole in the law.

The current law regulates only remittances and transfers as telecommunications financial fraud, allowing the account to be frozen.

Paradoxically, because face-to-face fraud does not go through remittance or transfer, there is no legal basis for freezing the offense account.

As a result, even if the police catch a voice phishing offender, there are situations where you have to open your eyes and watch the damage escape.

[Police in charge of voice phishing: Since the criminal deposits the money in his hand, the banks interpret it as no problem, so the banks will not (suspend).]

A bill amendment to the law to include face-to-face fraud as the reason for account freezing has been proposed, but is pending. In progress.

[Financial Committee staff: If used incorrectly, there may be cases of false reports of transaction (suspension), and there may be many side effects.] As

damage to the common people continues in the blind spots of the current law, supplementary measures are urgently needed.