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Firefighters willing to take risks to save someone's life are denied insurance coverage. The work is too dangerous, but the government's promised measures have already been announced for two years.

This is reporter Kim Hyung-rae.

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Firefighter Kim Mo of Gangwon Fire Department applied for accident insurance last month in preparation for an accident that might come.

The answer that came back was unexpected.

[Kim Mo / Firefighters in Gangwon Fire Department: The product itself was a product of up to 300 million injuries. But they told me that it would be up to 10 million won.]

Even the actual cost insurance that I had before becoming a firefighter was unilaterally terminated.

[Insurance employee: If you are a firefighter, the injury is missing, so the contract itself is difficult to maintain.]

Firefighters are basically obliged to buy group insurance through their municipality.

However, depending on the financial situation of each municipality, the amount or scope of compensation varies greatly, and the firefighters have to rely on private insurance individually.

[Kim Mo / Gangwon Fire Headquarters Firefighter: In case of serious injury or death, the remaining family members or a device that can make a living… .]

Because of this, the government started developing firefighter insurance only in 2017, but has not made much progress for the second year due to disagreement with the insurance industry.

The National Assembly also enacted a legislation in which the government provided collective insurance premiums for firefighters in November last year, but has remained on the standing committee for nine months.