Every day, Anicet Mbida makes us discover an innovation that could well change the way we consume.
This Tuesday, he highlights the good idea of the Indian bank Kotak Mahindra which offers to withdraw money without any contact thanks to his phone.
Thanks to the new technology, customers can connect their smartphone to the vending machine, which recognizes them and can therefore dispense fully disinfected tickets in complete safety.
The pandemic has given birth to a series of devices to touch as little as possible. The latest is to withdraw money without any contact.
We realized that some equipment was veritable nests for germs.
For example, bank ATMs.
It is not known how often they are disinfected.
So you arrive with your hydroalcoholic gel or use your keys to avoid touching the buttons.
From now on, we are developing contactless dispensers.
We arrive with our cell phone, we identify ourselves on the bank application.
It will then connect to the dispenser to allow removal without touching anything.
You still have to take tickets that may have been touched by anyone.
It is true, but all banknotes are disinfected with ultraviolet light before leaving the safe.
So no worries on that side.
It is a service offered by the Indian bank Kotak Mahindra.
It is the first to activate it on all of its distributors.
Will it happen in France?
Yes, there are chances.
Anicet Mbida spoke about it to several banks, all of which say they are thinking about it.
We should take this opportunity to remember that they also work on contactless check deposit.
There again, it will be necessary to go through the application of his bank, to scan the check with the camera of his phone.
And it will identify the number, the issuer and the amount to be paid on its own.
No need to fill out a slip or deposit the check in the bank.
Everything will be done automatically with the mobile.
And this is just the beginning: coffee machine, public transport or petrol pump, the telephone will become essential for accessing services without the slightest contact.