According to the latest market survey of Finnish Real Estate Brokers (SKVL), the most in demand are holiday homes with all amenities, located by the big water, at the end of the road and as close as possible to a permanent home.

- We want a cottage for year-round use, ie in practice a second home where you can work remotely.

As the cottage may spend more time than at home, the conditions must be even better than at home, says SKVL's CEO Jussi Mannerberg.

Good teleworking conditions are important when choosing a site, ie the cottage must have both a work space and functional internet connections.

- Many inquiries start with the question of whether it is possible to set up your own home office for the cottage with forest or beach views.

The beach views are of interest to buyers.

Photo: Kimmo Rauatmaa

The particularly peaceful location is accentuated during the Korona period.

So the cottages and holiday homes in the resorts are not very interesting.

- You don't want to be close to people, you want your own place, Mannerberg sums up.

Peter Ekblad from Turunmaan Kiinteistöt Oy has noticed the same: the farther a neighboring cottage or detached house is, the better.

- Yes, Finns have always valued their own peace, but it has been strengthened during the Korona era.

Anne Lähteenmäki, an entrepreneur at Kiinteistövälitys Koditar Oy in Hämeenlinna, says that she has recently made deals from a property in the middle of the forest.

The interest of the place was increased by the fact that there were no neighbors nearby.

- This place, built in the early 2000s in the middle of the forest, was of great interest and became offers immediately.

It was a summer cottage, but the buyer candidates had in mind to make the cottage winter-friendly.

More and more people are looking for a cottage where they can also live in the winter, or which could later be converted into a permanent home.

Tuomo Hiekkavirta from Tuomontupa Oy in Helsinki says that the places used as permanent dwellings are of interest to buyers.

- It is easier to change the purpose of use from a holiday home to a permanent home if the house was originally made for permanent residential use and building permits have been applied for.

Photo: Pihla Lehmusjoki

Ekblad has also noticed that people are looking at holiday homes with a view to changing their use, or at least living there in all seasons.

- The property tax is lower if the change of use is successful.

More important, however, is the usability of the cottage, the fact that you can come there all year round, Ekblad says.

Last year was a record year in the cottage trade, but not everyone who dreams of a cottage has still found their own.

According to Jussi Mannerberg, there is a shortage of good properties in the cottage market.

- Demand is strong and there is a lot of supply, but there are not many good places.

If the location is good, i.e. about an hour's drive away and the place by the water, even a poorer condition will do its business.

- People are ready to renovate or demolish old buildings and build new ones to replace them.

Such cottages are wanted now

1. Location no more than 1-2 hours drive from the permanent apartment

2. Private beach, preferably by a large body of water, clean body of water

3. Water and electricity and internet connection in good condition

4. Teleworking opportunity, work space

5. Year-round habitability

6. Winter-maintained highway to your destination

7. Neighbors far away, own peace

8. Comfort level equivalent to home or even better

9. Modern and easy to maintain

10. Change of use to a permanent dwelling possible

Banks are reluctant to finance cottage and housing renovations, and difficulties and financing can be encountered, especially in locations outside growth centers.

According to Mannerberg, cottage shops and renovations are currently financed to a large extent with their own savings.

- Households now have a historically high amount of deposits when they have not been able to travel.

Mannerberg mentions that one of the features of the Korona era is that the demand for hard-to-reach wilderness cottages has unexpectedly increased.

- They are sold at a price, which means they are cheap.

In North Karelia, for example, such items have traded surprisingly well.

In Kuusamo, for example, the demand for forest huts has also increased.

In the Turku and the rest of Southwest Finland, on the other hand, there is a demand for good grandma's cottages with indoor toilets.

In Hanko, front houses, wooden house shares and even apartment buildings are suitable as “cottages”.

Just about all kinds of “labor camps” are still not valued by buyers.

- If there are many large, dilapidated buildings in the site, a lot of work and money spent before everything is put in order, they are not really interested.

But the situation could be quite different if the place is really pretty and the buildings are relatively small and easy to demolish, says Peter Ekblad.

These factors dampen interest

1. Location in a resort with neighbors nearby

2. Work camp: for example, several large buildings in very poor condition

3. No electricity

4. There are no amenities

5. It is not possible to get an internet connection

6. Private beach is missing

7. Location too far from the growth center

8. No proper way to get there