The government budget talks, which began today on Monday, cover almost everything within the reach of public administration and taxation, including education, anti-exclusion and corona testing.
Negotiations are expected to be difficult, but some kind of solution is expected by Thursday at the latest.
Some of the things on the table touch the wallets of the citizen and the consumer more directly than others.
Revenue is most directly affected by income taxation.
However, Prime Minister Sanna Marin (sd.) Has said in public that the budget needs to be revived, especially because of the economic distress caused by the corona epidemic.
Thus, the taxation of wages is hardly directly tightened.
However, the tax-like unemployment insurance premium is likely to be increased.
According to the calculations of the Employment Fund, the employee's contribution in 2021 would be 1.40 percent of the salary amount.
Of the median monthly salary of a Finnish employee of EUR 3,350, this would mean a payment of EUR 562.80 during the year, which is EUR 60 more than this year.
The level of unemployment insurance contributions is decided by Parliament annually by law.
Increases in tobacco and alcohol prices are promised.
In 2021, the tobacco tax is to be increased by EUR 50 million.
Similarly, the alcohol tax will be increased by EUR 50 million.
Tax revenues from heating fuels will be increased by EUR 100 million in 2021 by reducing the tax subsidy for combined heat and power generation and raising taxes on heating fuels.
Information on the continuation of corporate interest rate subsidies is also sought from the budget negotiations.
How long will the subsidies continue and to whom?
Decisions are of great importance to companies, entrepreneurs and, of course, employees.
Next year, climate policy may have an increasing impact on business travel.
In the future, an employee travel ticket can be tax-free up to EUR 3,400, in addition to which the employee bicycle benefit is also being tax-free for a maximum of EUR 750 per year.
The tax values of electric cars used in employment are being reduced.
A reduction of 170 euros per month is planned for the tax value of a fully electric company car.
At the same time, the charging advantage for electric cars is also likely to be exempt from the tax, but only for a limited period.
Read more: At least some changes in car taxation coming - political talks kicked off on Monday
The right to deduct interest on mortgages will decrease again.
This year, mortgage interest rates have been able to be deducted for tax purposes by 15 per cent, but next year only by 10 per cent.
The big questions are the staggering of unemployment security and the fate of the pension tube.
Both have been presented as ways to encourage the unemployed to look for work more effectively.
A reduction in subsidies would act as a stick, forcing the unemployed to work, or benefits would diminish.
However, the parties are quite different on the effectiveness of these means.