The basic insurance with health insurers VGZ and Univé will be 1 euro cheaper next year. The health insurance companies, which belong to the same group, both lower the monthly premium to 119.95 euros. On Cabinet Day, the government calculated that the health insurance premium would rise by 3 euros. CZ even lowers the premium by 3.85 euros, to 120.95 euros per month.

Earlier in the industry DSW and Menzis announced increases of 6 euros and 1 euro respectively. Both insurers use financial reserves to limit the increase.

Almost all health insurers note that health care costs are rising. "We are also concerned," said Tom Kliphuis, chairman of the VGZ board of directors.

"The staff shortage is increasing, the waiting lists are growing and the healthcare costs are continuing to rise. If we do nothing, the question is whether we, our children and grandchildren will soon be able to receive the care that is needed."