Mortgage interest rates have fallen slightly in the past week.
About half of the lenders implemented a small reduction of between 0.05 and 0.1 percentage point, Van Bruggen Adviesgroep notes Monday.
The mortgage adviser expects interest rates to fall slightly further.
According to compliance officer Oscar Noorlag of Van Bruggen Adviesgroep, these interest rate cuts do not make much difference to an average home owner.
"It will save at most a few euros per month", he tells NU.nl.
"But it is interesting to see what is happening in the market in the coming weeks."
Noorlag says it is common for some mortgage lenders to change interest rates, but there were more than usual last week.
This can ensure that more lenders follow, causing interest rates to drop even further.
The conditions in the market are also appropriate, Noorlag emphasizes.
"The interest rate in the market is falling, which means that some parties can stock up on money reasonably cheaply. In addition, there has been more calm in the market since the corona crisis started, so that banks have breathing room to deal with more files and therefore lower interest rates. "
And then there are the banks that want to meet their targets for the rest of the year.
In order to provide sufficient mortgages, those lenders lower their interest rates.
As a result, demand may grow.
Still, consumers shouldn't expect too much from these interest rate cuts.
Last year, mortgage rates fell after the summer by 0.3 to 0.5 percentage points.
However, Noorlag thinks that mortgage interest rates are already fairly close to the bottom, so that they cannot fall that far anymore.