Positive consequence of confinement: the number of motor vehicle accidents collapsed in March. Faced with this situation, the Niort insurer Maif will give a little more than 100 million euros to its members.
In a press release, Maif announced that it had decided "to take part in the collective solidarity effort by a very strong gesture" by transferring the savings made due to the fall in claims experience. More than 100 million euros will be redistributed to 2.8 million Maif members for approximately 3.6 million vehicles.
Almost a year of net income
Since the start of containment, the number of automobile claims has indeed dropped by almost 80% compared to a so-called "normal" year, said a spokesperson for the insurer. At the insurer level, these 100 million euros represent almost a year of net income. In 2018, Maif had indeed posted a net profit of around 127 million euros. For the insurer's members, this decision represents a gain of around 30 euros on average per insured vehicle, according to the spokesperson.
The insured will be able to keep this sum, but the insurer encourages them to “repay this sum in the form of a donation” via a dedicated platform for supporting hospitals (Fondation Hôpitaux de Paris-Hôpitaux de France), research (Institut Pasteur ) or solidarity (Secours populaire). In addition, the insurer specifies that the majority of its employees are partially unemployed but that it has chosen to maintain wages at 100% without resorting to state aid, a measure which represents a cost for the business of around 15 million euros.
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- Coronavirus
- Covid 19
- Society
- Solidarity
- Road accident
- Insurance