Jingwei new client September 28 electric People's Government Office in Tangshan City on the 28th issued "on the strengthening of the real estate market regulation work," (the "Notice") clearly differentiated credit policy for the adjustment of housing as follows:

to the city center Resident families who already own a house in the district can apply for a commercial personal housing loan for purchasing a second house in order to improve their living conditions. The down payment ratio shall not be less than 50%.

　　According to the

documents issued by the

Tangshan Municipal People’s Government Office

in May 2017 by the

Sino-Singapore Jingwei Client

, Tangshan implemented differentiated housing credit policies as follows: apply for the first housing purchase in Lunan District, Lubei District, and High-tech Industrial Development Zone For resident households with commercial personal housing loans, the down payment ratio shall not be less than 30%;

for resident families who already own a house, apply for commercial personal housing loans to improve their living conditions, the down payment ratio shall not be less than 40%

; for purchases Resident households of the third set of housing and above will suspend commercial personal housing loans.

　　Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, pointed out that by increasing the down payment ratio, the demand for investment speculation can be truly curbed.

　　Screenshot source: Tangshan Municipal People's Government website

　　The "Notice" proposes to increase and accelerate the supply of commercial residential land.

According to the housing needs of different groups of people, rationally adjust the land supply structure, continue to increase the supply of commercial residential land in the downtown area (Lunan District, Lubei District, High-tech Industrial Development Zone), and increase the Tangshan Iron and Steel relocation area, Chengnan Development Zone, Land supply in multiple locations such as the Lao Jiaotong University area and the west of the station.

Speed ​​up the pace of residential land supply and arrange land supply in a reasonable and orderly manner.

　　The "Notice" proposes to implement a land transfer policy of "limited house prices and competitive land prices".

According to the operating situation of the real estate market, establish a housing price and land price linkage mechanism in the downtown area, and implement the land transfer policy of "limited housing prices and competitive land prices", and the implementation ratio shall not be less than 50% of the land area. For the land supplied by the method, the determined house sales price shall be written into the land transfer contract.

When housing is sold, the sales price record of commercial housing shall not exceed the determined sales price.

　　The "Notice" proposes to resolutely and effectively prevent real estate development companies from holding up their properties and reluctant to sell.

Establish a list of real estate development projects under construction and accelerate the entry of commercial housing into the market according to project nodes.

Commodity housing projects that meet the pre-sale conditions must apply for pre-sale permits within 30 days; those who have completed the filing of commodity housing sales prices must apply for pre-sale permits within 10 days; those who have completed pre-sale permits must apply for pre-sale permits within 10 days Public sale.

Severely crack down on the behavior of real estate development companies that are reluctant to sell and drive up housing prices. Once discovered, they are included in the "blacklist" management.

　　The "Notice" proposes to severely crack down on speculation and property speculation in accordance with the law.

Intensify the supervision of the real estate market, and strictly investigate and punish real estate development enterprises and real estate intermediary service agencies in accordance with the law.

Before the real estate development enterprise obtains the pre-sale permit for the development project, it is not allowed to register and book in the form of lottery, VIP card, membership recruitment, deposit, etc.

After obtaining the pre-sale permit, the actual purchaser must be the same as the subscriber except for the immediate family members, and the real estate development enterprise shall not go through the name change procedures.

Real estate intermediary service agencies shall register with the competent real estate department in accordance with regulations, and shall not publish or speculate on false news about house price increases, shall not speculate on house numbers for illegal profit, and shall not use false means to boost house prices.

　　The "Notice" proposes to increase housing security.

Reasonably coordinate the spatial distribution of land supply, increase the supply of land for affordable housing, and solve the housing difficulties of low- and middle-income families, newly employed workers, and migrant workers in stable employment through multiple channels.

High-level talents who enter our city through the introduction of talents can enjoy the preferential policy of "Phoenix Talents" for house purchase.

　　The "Notice" proposes to further strengthen financial supervision.

Strictly implement the relevant requirements of financial supervision and strictly prohibit the illegal flow of funds into the real estate market. Real estate development enterprises and real estate intermediary service agencies must not provide services such as "down payment loans" in any form or cooperate with other financial institutions. Once discovered, they will be included in the "blacklist" "Management, and severely deal with financial institutions that cooperate to provide "down payment loans" and other illegal services in accordance with laws and regulations.

　　The "Notice" proposes to further improve differentiated housing credit policies.

According to the relevant regulations of the People’s Bank of China and the Hebei Provincial Market Interest Rate Pricing Self-discipline Committee, the adjustments to the differentiated housing credit policy are as follows: For resident families who already own a house in the downtown area, apply for a second house to improve their living conditions For commercial personal housing loans, the down payment ratio shall not be less than 50%; for households purchasing third or above houses, commercial personal housing loans shall be suspended.

　　Regarding this adjustment, Yan Yuejin commented that it is mainly reflected in the increase in the down payment ratio of second home mortgages, from 40% in the past to 50%.

This kind of policy is similar to other tightening cities. It fully shows that some cities with overheated housing prices will make a fuss on the second home loan, which truly reflects the orientation of cracking down on the demand for real estate.

　　The "Notice" proposes to establish a correct direction of public opinion.

Housing and urban-rural construction, public security, cybersecurity and informatization, market supervision, natural resources, and planning have established public opinion research and judgment mechanisms to severely crack down on malicious publication of false information and malicious speculation of price increase information that mislead consumption and disrupt the market, and strengthen positive publicity Guided by public opinion, stabilize market expectations, and ensure the stable and healthy development of the city’s real estate market.

　　"Notice" shows that this notice will be implemented from the date of issuance.

　　Regarding Tangshan's real estate policy adjustment, Yan Yuejin believes that it is in line with expectations. The cities that participated in the seminars between the central government and the Ministry of Housing and Urban-Rural Development will generally tighten their housing purchase policies.

However, Tangshan is indeed slightly hotter on some real estate indicators, and such regulation will help further promote the stable development of the market.

　　Yan Yuejin pointed out that such policies have more positive significance, at least indicating that the policy of buying houses in hot cities will still be tightened.

Judging from the recent real estate market situation, all kinds of hype have relatively decreased, but there are still all kinds of chaos.

　　Yan Yuejin also said that from the perspective of other Tangshan policies, including policy content such as "limiting housing prices for land bidding", it will help increase housing supply, reduce land prices and housing price speculation, and ultimately stabilize housing prices.

If some real estate companies still have speculation in the tenth stage of the Golden, nineteen and silver ten, it is expected that the control policies will still be tightened, including the control of the order of real estate transactions.

(Zhongxin Jingwei APP)