The government has multiplied in recent days gestures towards companies badly hit by the coronavirus crisis. Among the measures announced, the state guaranteed loan which is already the subject of more than 40,000 applications.
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Anne Guérin, executive director of financing and network Bpifrance, the public bank responsible for implementing this loan for a total of 300 billion euros, encourages business leaders to use it. "Our conviction is that we must inject liquidity, prepare companies for the recovery so that they are always there the day it leaves, that their employees are always there and that they have the means to leave. This is the reason why we implemented fast and massive cash injection tools, "she explains to Matthieu Belliard's microphone on Europe 1, rejoicing" that things have started well, so very dynamic".
"We have supplemented with guaranteed loans for years, rebound loans that we are making with the regions of France so that we can quickly inject liquidity and prepare for the future," she added.
At the end of a year, the business owner decides whether to reimburse or if he wants to amortize over 5 years
Asked about the ability of the PBI to influence banks, especially on the issue of authorized overdrafts, Anne Guérin replied that it is not up to the public bank to put pressure on them and prefers to speak of a desire to " work together to find solutions for business. "
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"We have the loan system guaranteed by the State which still allows us to meet many needs", and this in the short and medium term she insists, adding that this is a credit guaranteed for one year and at the end of which, the business manager decides whether to reimburse or if he prefers to amortize over five years "." a credit guaranteed by the Bpi, by the State in this case. It's the best solution, "she concludes.