<Anchor>

Yes, Friday's friendly economy Today (6th) reporter Kwon Ae-ri came up with the story of Jae Tech. Kwon, please introduce me how to re-tech in my life.

<Reporter>

Yes. Today I'm going to share one of the ways you can try right now. But first of all, it's not difficult, but I have to be friendly with my smartphone.

If you are not good at using a smartphone, you may want to study with your children or people around you.

It was released in September and there is still a warm app called SB Talk Talk Plus. You can download it for free from the App Market.

What is this, Savings Bank Central is an app made to use the financial services of 66 savings banks at once.

As you can see here, you can compare at a glance the interest rates and conditions of online deposits and savings offered by all savings banks across the country without having to visit branches. You can also sign up right away.

<Anchor>

Most people know that savings banks have a relatively higher interest rate than other commercial banks, but there are some people who are worried about whether or not they were due to their old days.

<Reporter>

Many people still remember the troubled investors that they would be able to accept the money they believed in after the savings bank crisis in 2011, or would it be more costly than that?

However, the stability is slightly lower than commercial banks, so there are many opportunities to apply high interest rates, because each bank can protect the depositor up to 50 million won. I'm not telling you to invest in savings banks indefinitely.

I can easily compare the conditions for me to different savings banks, and I hope that you will not miss the opportunity to join easily if you decide wherever you are in the country.

You can set up a decentralized savings strategy in several places at the same time, depositing savings or savings in your favor.

Considering that, it is a great opportunity to find a more favorable and relatively stable investment place for me, even if only 0.1% of the low interest rate as it is now, and when a lot of people are wandering, it is a great opportunity to use the coined word 'nomad nomad'.

SB toktok also known as the predecessor of this app since the end of 2016, "I've tried it was not very comfortable," some people may be.

At the time, however, a few wrong passwords had to go to the bank in person, so the practical use was limited. Many of these inconveniences have been eliminated, and mobile is easy to use.

<Anchor>

But at a savings bank, you can't open all the accounts at once?

<Reporter>

Yes. This app shows the interest rate difference that the savings banks are suggesting at once, and through this app, you can directly connect to each savings bank and sign up.

If you don't have an account at any savings bank you're in, there's a limit between signing up periods.

Once you have an account at Bank A, you will have to wait for a period of time to create a new account at Bank B. Be aware that there may be a difference.

Finally, all interest rates shown in this app are annual. Remembering that the annual interest rate is the standard, I would like to say that it is correct to have a savings plan.

Even if it's suggested to be 2% in 6 months, it's 2% in annual interest, not 2% in 6 months.

With that in mind, you should decide carefully whether you want to join. Not long ago, I mentioned that the era of 'open banking' service among commercial banks was opened.

In fact, if I sign up for only one commercial bank, all the bank transactions are possible through the app of the bank, but the savings bank is not included in the system yet.

In the future, financial authorities have included savings banks in open banking, and they have thrown blueprints that will literally lead financial companies together in an era of infinite competition.

Until then, SB Talk Talk Plus was the easiest and most effective way for savings banks to offer relative high interest rates, from comparison to signing up. I hope you consider.