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There are many farmhouses that have suffered great damage from this torrential downpour that ruined their farming for a year.



There is crop disaster insurance to prepare for such a situation, but there are not many farmers who have signed up for it.



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All the perilla seeds were broken,



[Hong Moo-young / Flooded Farmer: I can't eat anything I've been farming for a year, so that's my biggest worry.]



A river that didn't exist in the 3,000 pyeong potato field was created.



This place is now a sandy beach, but it used to be all fields.



Far from harvesting this fall, until it is properly restored, it will last for several years as far as farming is concerned.



For such a time, 'crop disaster insurance' was created 20 years ago, but farmers say 'there is but mana'.



[Yujecheon/Flood Damaged Farmers: You have to grind the whole thing like a house.

But a 5m tear is not recognized as a disaster, then what insurance do you need.] Because



of the 20% self-pay rate, 20% of the damage from the disaster must be borne by you.



It is also dissatisfying that each damage adjuster measures damage that is different.



[Tae-Hoo Kim / Associate Research Fellow, Korea Rural Economic Research Institute: There is inevitably a difference because it is done visually (measured by eye).

It should be possible to measure the yield, but in our country, that is not the case now.



In addition, if there are frequent disasters or frequent insurance payments, premiums will be increased due to personal responsibility.



Even though the government and local governments support more than 80% of insurance premiums, the participation rate is low due to the neglect of farmers.



As of last May, the number of crop disaster insurance subscribers in farm households nationwide was only 2 out of 10, and 18.7% in Gangwon-do.



(Video coverage: Lee Rak-chun G1 broadcast)