A woman in her 50s who purchased a large amount of death insurance was found dead suddenly.



A middle school classmate who was registered as a recipient of insurance money filed a lawsuit saying, "Give me insurance money," but the court ruled in favor of the insurance fraud.



According to the legal community today (20th), Kim (54 years old, female), who was running a folk pub in Changwon, Gyeongsangnam-do, was found dead inside the pub on September 13, 2017.



At the time of her death, Ms. Kim had a mugwort cake hanging from her neck.



The National Institute of Forensic Sciences determined that the cause of death was unknown, saying that the cause of death could not be determined as a result of the autopsy.



Kim purchased 20 death insurance products from 16 insurance companies between 2013 and 2017.



His total insurance premium was 5.9 billion won, and the monthly premiums he had to pay alone amounted to 1.42 million won.



Kim's average monthly income was less than 1 million won.



The beneficiary of the insurance money was Mr. A, a middle school classmate and legal sister of Mr. Kim.



Mr. Kim was adopted by Mr. A's mother in 2016 at the age of 53, and before and after this, the beneficiary of insurance money changed to Mr. A, such as Mr. Kim's children.



Person A filed a lawsuit claiming insurance money from 16 insurance companies, including the National Association of Saemaul Geumgo, saying, "The deceased died from suffocation while eating rice cakes, so it is a death from a disaster."



However, Judge Lee Baek-gyu of the Seoul Central District Court, who heard the insurance claim case against the Saemaul Geumgo Federation, decided that the insurance contract itself was invalid and dismissed Mr. A's claim, saying that there were several suspicious circumstances in the case.



The court pointed out, "It is very unusual to designate and change a middle school alumni as an insurance beneficiary even though a legal heir exists in protection-type insurance that does not provide any other guarantees other than death."



Mr. A paid his insurance premium by 1.26 million won each month, even using the loan.



In addition, the process of obtaining consent for adoption from Mr. Kim's mother, who had difficulty communicating, was unclear, and that Mr. A did not have any special diseases, and that Mr. A had experience working as an insurance solicitor was used as the basis for judging the 'suspicious insurance contract'. I did.



The police opened up the possibility of insurance fraud by showing suspicious behavior, such as looking for 'poisonous food' on the Internet before Mr. A's death, and conducted an investigation for nearly 4 years, but the investigation was closed in December last year due to insufficient evidence.



The court pointed out, "It just means that there is no evidence sufficient to rule out reasonable suspicion necessary for criminal punishment.



Person A appealed against the judgment.