Apple wants to become a key player in mobile payments.

American merchants will now be able to use an iPhone as a payment terminal without additional equipment, the Apple firm announced on Tuesday.

Which thus comes to compete with Block (ex-Square), the start-up of Jack Dorsey.

Until now, Apple only offered payment services to buyers, via the Apple Pay application.

To accept a deposit with an iPhone, the merchant had to have equipped it with an external extension, marketed by other companies.

Compatible with Google and Samsung Pay

With Tap to pay, expected in the spring with the next beta version of iOS, a merchant equipped with an iPhone (XS or more recent) will be able to directly accept a contactless payment.

From another iPhone, therefore, but also from competing technologies such as Google or Samsung Pay, as well as a credit card equipped with an NFC chip.

Apple thus indicates that it will collaborate with the main operators of debit and credit cards that are Mastercard, Visa, American Express and Discover.

However, the Cupertino (California) giant obviously does not intend to transform itself into a financial payment operator and will continue to use third-party platforms, such as Stripe, which will become Apple's first partner for this new merchant service.

The apple group is not the first to transform its flagship smartphone into a payment terminal without additional equipment.

the South Korean Samsung launched an equivalent offer in October 2019.

  • Apple

  • high tech

  • iPhone

  • Contactless payment

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