<Anchor> When the



city ​​of Seoul demolishes and rebuilds old and small houses to improve the urban environment, it is lending money at a low interest rate.

However, as other real estate regulations are also applied to the target area, complaints are being raised that the support measures are just words.



For more information, reporter Yoo Soo-hwan reported.



<Reporter> This



is a residential area in Gangbuk-gu, Seoul, where old and narrow houses over 30 years old are gathered.



My aunt in her 30s bought an old house with an appraised value of 300 million won (36 sqm, 11 pyeong) in this neighborhood last year.



The reason why I bought a house where the paint peeled off and the Daemun was broken was because I was hoping for Seoul City support.



The city of Seoul lends up to KRW 100 million at a low interest rate of 0.7% if a house is rebuilt in an area where low-rise houses over 20 years old are clustered.



To improve the urban environment.



However, when Mr. Lee applied for a loan to a financial institution, a notice of the denial came back.



They said they couldn't lend a penny because they were subject to loan regulation.



As the whole of Seoul was tied up as a speculative overheated district, the loan limit was reduced from 70% of the assessed value to 40% of the assessed value, and an additional regulation was applied that cuts the loan amount by 37 million won for each number of rooms when a detached house was built.



[Mr. Aunt/Applicant for aged housing support: There was a part where I was relieved that it was too old for people to live, there was a lot of mold, and it was not at all compatible with the speculative overheating district.

It is a pity that the (regulation) was applied the same.]



There are 117 such areas in downtown Seoul,

totaling

24 square kilometers, which is 10 times that of Yeouido.



It is pointed out that it is an area with little speculation concern, but if strict standards are put in place, the original effect of urban improvement cannot be expected.



[Choehwangsu / Konkuk University real estate professor: and the going is actually money into reconstruction and redevelopment of the form, the development scheme close to (such as now) preserving way these factors eopgoyo of land rises;



Seoul acknowledged the problem and Regulation He said he would find a way to alleviate the problem.



(Video coverage: Oh Young-chun · Seo Jin-ho, Video editing: Kim Jong-tae)