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There is a system that allows people who have paid high interest and student loans in the past to change to a low interest rate. However, there are many young people who do not receive the benefits because the target is limited.

Reporter Song In-ho heard their voice.

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young man in his 30s who received a 15-year student loan from the second year of university in 2008.

In the wake of the recent corona, the burden of repaying student loans that resulted from the loss of a job has increased.

[Scholarship Foundation General Repayment Student Loan: I'm unemployed, and I have a long way to go. If the interest rate itself is applied at the same rate in the future, it will be a burden.] The

student loan that was first received at an 7.8% interest rate in 2008 could be changed to a 2.9% interest rate in 2014, but the problem is from the 2010 loan rate.

I received six additional fixed rate loans over two years, with interest rates ranging from 4.9% to 5.7%, more than three times the current 1.85%.

The Scholarship Foundation is converting existing high-interest student loans to low-interest rates, but since 2010, when variable rate products were introduced, lenders have been excluded from conversion.

[Korea Scholarship Foundation officials: I think the resources are limited. At that time, friends from low-income households (with variable interest rates) were able to carry out loans with'student repayment after employment'… .] More

than 1.17 million young people received relatively high interest student loans between 2010 and 2012.

Of these, more than 130,000 are still paying off loans with high interest rates.

[Scholarship Foundation General Repayment Student Loan: You can't ask for the right to cut interest rates, you have to pay the next 5 years with a fixed rate 10 years ago... .]

[Kim Young-shik / Member of the National Assembly Education Committee (former President of Geumo University of Technology): Young people are having great difficulties. Since the loan amount is about 470 billion won, I think it can benefit students by 17 billion won (by converting loans.)] With the

prospect that the corona aftermath will be prolonged, education authorities to relieve the burden of youth Seems to need further measures.

(Video coverage: Kim Hyun-sang, Video editing: Hwang Ji-young, VJ: Oh Se-gwan)