- Tricks.WhatsApp will stop working on millions of mobiles in February
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WhatsApp is one of the most important instant messaging applications in the world and the most popular in Spain. However, its functions and benefits continue to pale next to those offered by some of its most distant competitors such as Telegram or WeChat , the most popular application in China in which WhatsApp has been inspired to carry out its latest incorporation in Spain.
WhatsApp will "soon" introduce the possibility of making mobile payments through its application. A revolutionary contribution that, de facto, turns the messaging app into a system with which to send money and thus rival Bizum, the system that has revolutionized banking in our country .
The fact that an instant messaging app allows you to make payments is not something unprecedented in the world. For example, WeChat - another instant messaging company and which can be considered 'the hegemonic WhatsApp' of China because it literally serves almost everything in the Asian giant - already allows payments and loans between individuals through its application.
A function that WhatsApp has been testing for at least two years in India and now, in addition to Spain, will arrive in Brazil, India, Mexico and the United Kingdom , according to WABetaInfo.
The two payment models in WhatsAPP
The arrival of the payment and microtransfer model between individuals through WhatsApp opens up a mystery . When he joined India two years ago, it was called WhatsApp Pay and it was a function in the use of QR codes. A format similar to the one that WeChat uses in China.
However, at the end of last year, Facebook - the owner of WhatsApp - launched a single payment system (known as Facebook Pay ) for all its platforms and applications.
At the moment, Facebook Pay is available in the United States to be used through Facebook itself and Facebook Messenger.
In any case, this maneuver of extending mobile payments to WhatsApp consists of an important step towards Facebook that seeks to expand your company's horizons towards financial services, even creating pound, your own digital currency .
However, Facebook is not the only company interested in expanding through the financial services sector. During its major keynotes last year Apple even presented a financial services package with payment management that revolved around its own credit card .
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